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Obamacare actually did something good for me

Ns1

Ns1

No Lifer
Prescriptions Count Toward Out-of-Pocket Maximum for All Medical Options
Under the Affordable Care Act, prescription drug costs now count toward your annual out-of-pocket maximum.
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😱:biggrin:

Yeah this will do great for the nation's prescription drug problem.
 
For serious... This is probably one of the first GOOD things I've heard about this to date.
 
I quit my job to take a vacation (I have another job I'm starting this month) and I had to get an ACA plan to fill the void. The prices and deductibles are absolutely absurd.

Ah the joys of being diabetic. Skip a month of coverage and you're uninsurable.
 
Obamacare has basically ruined the jobs of many people I know working in healthcare. I'm hearing rumblings of all part time employers losing benefits, nurses have to take on more patients to cut costs, other departments have had their hours cut.

Its not good and its only just beginning.
 
I still don't know why everyone labels it Obamacare, when I guess the basic plan was drafted by a Republican to begin with.
 
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Ns1 said:
cuz Obama decided to make it a focal point of his campaign.
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He made healthcare the focal point of his campaign. This was the only thing they could get enough people to agree on for now. Maybe if Republicans had worked on a solution instead of working on making Obama look bad we'd have come out with something better.
 
Doing something constructive is better than sitting on you're piles of money and perpetuating it is better in my book.

Probably immaterial when those piles keep growing, and the lobbyists still at work getting paid off.
 
You know what the ACA gave us?

Required us to lower our max out of pocket for prescription meds, which made our basic option no longer financially viable causing us to roll all prescription med plans into one and raising prescription med premiums by 18% for 82% of our Ee base. Oh, and charged a Transitional Reinsurance Fee that caused a rise in premium from $60 to $240/yr dependent on plan type above and beyond normal plan increases.

Can't wait for 2015 and beyond changes. It's the gift that keeps on giving.
 
^

Hmmm...you know that might explain why some of our PPO plans are moving to a 3 tier prescription drug option.

Gotta read into that more carefully.
 
Strk said:
Yeah, we should get rid of Obamacare because our old system was so brilliant.... 🙄
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Prior system allowed me to make present more, and more flexible/afforadable options to my employee base with no difference in annual premium increases.
 
What kills me is that people blame Obamacare for the rate hikes and lacking coverage. This has been a trend for years. Every year, I get stuck paying more and insurance never seems to pay out the same. A lot of doctors are eating the difference or playing games with medical coding to maximize profits to make up the difference where they can.

I like the attempt Obamacare is making, but don't like that it forces a middleman into the equation who limits what providers can make AND takes a huge cut of the action for the sake of being there. Insurance companies are more focussed on preventative care for the sake of pushing us to medicare age. I like that there are options in the marketplace, but too many companies work on price fixing....this goes on both sides....what we pay and what they pay docs and hospitals. There's a lot of room for crooks to make a living.
 
JEDI said:
why Medicaid?

thought obamamcare silver plan > Medicaid if you're poor?
(u basically get free silver plan if poor because of substidies)
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If you make under I think around $18,000, you have to get Medicaid even if you could afford the plans.
 
MongGrel said:
I still don't know why everyone labels it Obamacare, when I guess the basic plan was drafted by a Republican to begin with.
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Partially true, but not exactly. Healthcare reform debate goes back 30 years

http://en.wikipedia.org/wiki/Patient_Protection_and_Affordable_Care_Act

The "individual mandate" provision was a conservative idea intended to counter the "single-payer" (government) approach, which would have been state-funded healthcare, and also as an alternative to requiring employers to provide insurance.

Unfortunately, ACA includes both the individual mandate portion, and the employer requirements. And, since its probable that most people that signed up will not pay their individual premiums (since they don't magically have more money just because the government says so), the government will either have to drop the individual mandate, or subsidize it. Which goes back to the single payer system.

Nothing ever got less expensive when the government got involved.
 
VulgarDisplay said:
Obamacare has basically ruined the jobs of many people I know working in healthcare. I'm hearing rumblings of all part time employers losing benefits, nurses have to take on more patients to cut costs, other departments have had their hours cut.

Its not good and its only just beginning.
Click to expand...

Sounds to me like "for-profit healthcare" is the real culprit here.
 
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