Originally posted by: Fern
Originally posted by: CycloWizard
Why does state-funded "unemployment insurance" exist? Why should the state care if I lose my job? I think this is the fundamental problem here. If I lose my job, not having any income is the best motivator for me to actively seek one.-snip-
Unemployment is meant to just be a financial 'bridge' to help for a short period until you land a new job.
And if you were fired for cause, you can't get unemployment.
Please also realize that it is an insurance product. Employers pay a small portion of their payroll as an insurance premium, when you get laid off/fired without cause you apply for it. Employers who have a habit of doing so (firing people) get their (insurance) rates raised.
Why should states do it? A lot of people have always been on tight budgets, being out of work even temporarily could lead to all kinds of problems (foreclosures/bankrupties/ Medicaid/ Welfare etc). A little money now may help prevent the state from spending a whole lot more in the future.
Edit: Just wanted to add my state already covers part-time people. I don't know why other states don't, but seems more like a state issue than something the fed gov oughtta be fooling around with.
Fern