One again, the right completely distorts what's happening.
Obama said that you "could keep your policy if you liked it." But the policy referred to was the policy people had on the day the ACA was signed into law. Yes, policies in effect on that date were grandfathered, and people who had those policies are allowed to keep them,
as long as those policies were not substantially changed in the years since the law was passed.
What's happened in the past four years is one of four things: 1) People change their insurance carrier. New policy not grandfathered. 2) People changed their policies with the same carrier. Changed policy not grandfathred. 3) The carrier substantially changed the policy. Changed policy not grandfathered. 4) People who never had insurance before signed up for the first time subsequent to the law's passage. New policy not grandfathered.
The "no substantial change" rule was put in place to prevent individuals and carriers from gaming the system. For example, no person was allowed to sign up for very cheap, substandard coverage after the date the ACA was signed into law, because that was one obvious strategy to subvert the mandate.
Righties are all over these threads describing how people can game the system under the ACA rules. Well, the "no substantial change" rule is a countermeasure to prevent one form of skulduggery. And of course, righties are up in arms about this countermeasure. Why should anyone be surprised?
Furthermore. the ACA is a tradeoff, with people who are going to pay more for their coverage to subsidize those who formerly were un- or under-insured. Righties always scream about those paying more. How come they completely ignore those paying less?
http://www.washingtonpost.com/blogs...-normal-debate-about-obamacare-is-impossible/
