A friend of mine is a "personal banker" at a large national bank. He calls me a few months ago while I was still looking for work, and was trying to get me to switch from the bank I was with at the time.
I was poor at the time, and didn't want to screw around with what little money I had. So I told him, just wait until I land my job and then I'll make the switch. Few weeks go by, I get my job, he calls me again and pitches his bank again. I say fine, let's switch, I just want a good checking account (free checks, free money orders, etc.)
He signs me up for checking, savings, visa card, master card, and a personal line of credit (which he tells me is "like a plastic credit card without the plastic"). I hated this. I didn't ask for ANY of this. I just wanted a checking account.
That's not all. So now, everytime I go to my new bank, because I have so many accounts open with them now, they keep pestering me about their rewards program. I say I don't need it, because I don't plan on using those cards.
Few weeks ago, I get a brochure from my banker friend and it's about the rewards program. I think to myself, uh.. I guess he just wants me to have more information.
Fast forward to today, on my new Visa card, I have charges of 30 dollars for the rewards program, and 50 dollars for a credit protection program.
Um... I did not authorize any of these charges. He signed me up for them without my authorization and then charged me for them and he probably gets a fat commission for them.
This angers me beyond belief, but I'm a nice guy, I don't want to get him into trouble. I'll find some way out of these self-renewing programs and try not to get him in trouble.
But I mean, why would you do that to your friends? I work in the networking industry... I'm not trying to sell fiber transceivers to my friends.. why do you have to sell out your friends man?
Cliffs:
Helped a friend out by switching to his bank.
He signed me up for all these BS services that I didn't ask for, and charged me for them.
EDIT:
Some more background.
Yeah, he's a really good friend of mine. Known him since high school, so about 9 years of friendship.
The money doesn't bother me, but it's the principle of it. The fact that he knows that if he did this to a stranger, he would get severely reprimanded, but if he did it to a friend, that it would be OK, because friends help eachother.
I mean, this isn't the only case. He was running some open a new account promo, and he called me at work more than a couple of times, pretending to say what's up and trying to catch up, but then the conversation would inevitably end up trying to get me to refer other people I knew to open an account.
I always attributed this to his character. But never figured it would get to this.
I was poor at the time, and didn't want to screw around with what little money I had. So I told him, just wait until I land my job and then I'll make the switch. Few weeks go by, I get my job, he calls me again and pitches his bank again. I say fine, let's switch, I just want a good checking account (free checks, free money orders, etc.)
He signs me up for checking, savings, visa card, master card, and a personal line of credit (which he tells me is "like a plastic credit card without the plastic"). I hated this. I didn't ask for ANY of this. I just wanted a checking account.
That's not all. So now, everytime I go to my new bank, because I have so many accounts open with them now, they keep pestering me about their rewards program. I say I don't need it, because I don't plan on using those cards.
Few weeks ago, I get a brochure from my banker friend and it's about the rewards program. I think to myself, uh.. I guess he just wants me to have more information.
Fast forward to today, on my new Visa card, I have charges of 30 dollars for the rewards program, and 50 dollars for a credit protection program.
Um... I did not authorize any of these charges. He signed me up for them without my authorization and then charged me for them and he probably gets a fat commission for them.
This angers me beyond belief, but I'm a nice guy, I don't want to get him into trouble. I'll find some way out of these self-renewing programs and try not to get him in trouble.
But I mean, why would you do that to your friends? I work in the networking industry... I'm not trying to sell fiber transceivers to my friends.. why do you have to sell out your friends man?
Cliffs:
Helped a friend out by switching to his bank.
He signed me up for all these BS services that I didn't ask for, and charged me for them.
EDIT:
Some more background.
Yeah, he's a really good friend of mine. Known him since high school, so about 9 years of friendship.
The money doesn't bother me, but it's the principle of it. The fact that he knows that if he did this to a stranger, he would get severely reprimanded, but if he did it to a friend, that it would be OK, because friends help eachother.
I mean, this isn't the only case. He was running some open a new account promo, and he called me at work more than a couple of times, pretending to say what's up and trying to catch up, but then the conversation would inevitably end up trying to get me to refer other people I knew to open an account.
I always attributed this to his character. But never figured it would get to this.
Facebook
Twitter