Yeah, I'm curious how that system works. Let's say you had a theoretical person that weighed 1000lbs and was standing on one foot tippy toes, does he fall through? How does it work between a spread load and something very focused? I imagine the spread load is being supported by the beams, but the focused could just be on the floorboards.
Load rating != failure rating
Load rating is about "comfortable" beam deflection.
Plywood and OSB subfloors are speced differently. There is generally less talk about their strengths.