Actually that is one way to decieve everyone and lie. You see, your stats check each year only for models made that year. Let's consider a hypothetical that is possible under this scenario:
2000 Nissan 300ZX has 3 stolen per 1000
2000 Honda Accord has 1 stolen per 1000
but all the Honda Accords stolen in that year totalled an average of 140 per 1000
and all the Nissan 300ZXs stolen in that year totalled an average of 10 per 1000.
Basically your stats are worthless. If you look at stats of cars stolen each year based on models it should not only consider cars made that year but cars made in previous years as well. I have three friends who have owned Honda accords, all of them were stolen. Not one of them had their car stolen the year it was purchased (when it was new). So if you want to buy a car based on stats that only tell you the probability that your car is stolen on the first year you have it, then those stats make sense. However, the fact of the matter is most people own their car for more than 1 year (beyond the year they purchased it). There your stats are worthless lies to decieve people. As you would say all four statements are false. Not only was your post inaccurate in declaring that I posted false statments but you post was wrong for a Hot Deals forum where people want to be informed. Anyone who has half a brain wants stats on cars stolen per year based on model and not based only on cars made that same calendar year which is worthless. Statistcally speaking, very few cars get stolen the very first year they are owned. Maybe you will do better when you get the other half!
Regarding insurance. It is a fact that insurance companies charge based upon the risk. That is why a turbo sports car costs more then a econobox. Though insurance rates can be made cheap by doing many things (good grades, good record, high deductibles, only collission, minimums, etc). So you can't say that because your g/f (who we all know is imaginary) has low rates therefore the insurance is cheap for everyone. There are variables. I made a factual statement. Insurance companies are businesses, and they made their decisions upon statistics. Every year when all the news stations, news papers, and other media run their stories on the most stolen vehicles they always include insurance companies that speak of how the rates for those cars will be higher then comparable cars from other automanufacturers. Should insurance on a Honda Accord be cheap? Naturally it should be when you consider that insurance on all entry level econoboxes are cheap. The catch is, the insurance for the Honda Accord costs more than for a comparable car. As George W. Bush would say, we don't like your FUZZY MATH! Also, until you learn to make logical sound decisions you probably won't have much success in management. You see, that requires the skill of making intelligent decisions (i.e. like charging more for high risk cars, high risk drivers, high risk regions).
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