Best decision, audio wise. My friend got the Z-680 and I got a chance to listen to it at his house. It was a big difference listening to the vocals and instrumentals on his speakers and woofer from my headphone. I decided I needed a surround system too, but in a way, I wanted speakers that would serve a universal purpose. So I opted for a home stereo system with a receiver. Now my computer is hooked up to them, my tv, my Dreamcast and my Xbox. Can't do this with those Z-680 or the Klipsch 5.1. Ok, so basically what you need:
Speakers, obviously, probably a 5.1 configuration.
Receiver - 5.1 Channel at least, if this is what you want to setup.
If your soundcard is a 5.1 soundcard like mine, Soundblaster Live! 5.1. It should have 3 ports in the back that are capable of outputing audio, 1 stereo for front, 1 stereo for surround and 1 mono for center channel.
What you need to hook up to your receiver.
2 stereo to RCA adapters (Y-adapter) - It will split the stereo from the front/rear channels and connects to the receiver via the RCA plugs.
1 mono to RCA adapter (Y-adapter) - It will directly connect the mono center channel and connects to the receiver via the RCA plug.
If you want a subwoofer input, then you'll need to split the center channel into two and use it as a center channel/woofer channel. The back of your receiver should have two separate inputs for center/woofer channel. What you're basically doing is splitting the mono output of the soundcard into two and channeling it to both the center/woofer channel. This way, when you hook up the woofer to your receiver's woofer out, it will take sound from the center.
Or you can just hook up the woofer to the pre-out of the front channels using RCA cables, if your woofer has RCA jacks for input.
I found these adapters at Fry's Electronics, Target, or just about any local RadioShack. IMPORTANT!! GET THE GOLD PLATED ONES! they make a big difference, I was on a budget so i got the cheap RCA brand, but still gold plated. They run at around $4.50 an adapter, so its really cheap and the reward is sound that no computer speakers will ever be able to match.
Just for a comparison, my friend's Z-680 cost him $270. I spent $450 in all for 2 pairs of JBL SAT2, a JBL 12" woofer, and a Harman Kardon receiver. As well as all the cables/adapters/wires necessary to hook it up. And my system is not only used for my computer, but just everything else in my room.
And since you're planning on listening to music , I assume you'll be using winamp. With winamp, you'll need to get an output plugin that supports 5.1, otherwise you'll hear sound coming from the front/rear but no center and woofer. I still haven't found the right plugin for winamp because audio being split is kinda muddy for the rear channel. Maybe I need to upgrade to Audigy 2. Anyways, I hope you'll find your experience as rewarding and fun as mine.