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Need help with a loan!

Nocturnal

Nocturnal

Lifer
Ok, if youve held a job steadily for a year now, had a credit card for almost a year and pay off the thing either min some months, or fully some months, do you think that you can apply for a $1000.00 loan, you'll get it?

what do you think?
 
Survey says.... yes?

A $1000 loan is pocket change to any bank. If you truly have no bad marks on your credit report, I wouldn't see a problem. Unless they don't want to deal with such a small amount... 🙂

Just for kicks, call 1-800-bank-one and ask to speak to a loan officer, and they will do the app right on the phone and you will know in 5 minutes. You don't have to commit to anything, but they will tell you if you qualify.
 
my cc limit isnt all that high.

my cc limit is still at 200.00 even though i use it monthly and pay it back in full or min payments.
 
i did pass credit check for voicestream for two telephones.

ive had these for almost 6 months with no problems with payments.
 
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