Need help with a loan!

[Nocturnal]

Ok, if youve held a job steadily for a year now, had a credit card for almost a year and pay off the thing either min some months, or fully some months, do you think that you can apply for a $1000.00 loan, you'll get it?

what do you think?

 

[Murphyrulez]

Survey says.... yes?

A $1000 loan is pocket change to any bank. If you truly have no bad marks on your credit report, I wouldn't see a problem. Unless they don't want to deal with such a small amount...

Just for kicks, call 1-800-bank-one and ask to speak to a loan officer, and they will do the app right on the phone and you will know in 5 minutes. You don't have to commit to anything, but they will tell you if you qualify.

 

[Nocturnal]

ok how about a $5000.00 car loan?

you think ill pass?

 

[b0mbrman]

That's no problem at all. You could get that from a cash advance on a credit card...

 

[Nocturnal]

my cc limit isnt all that high.

my cc limit is still at 200.00 even though i use it monthly and pay it back in full or min payments.

 

[Nocturnal]

i did pass credit check for voicestream for two telephones.

ive had these for almost 6 months with no problems with payments.