Current Situation:
approx. $50,000/yr working for an IT contracting agency that is ending within the next month
3rd shift (10pm-7am) (Saturday-Wednesday)
I pay for medical insurance @ $130/month out of pocket, with a $500 deductible, $30 copay for office visits and $3,000/yr max out of pocket expense amount.
Decent dental with MetLife is approx $32/month.
Vision is like $4/month and $20,000 Life insurance is like $8/month
401k is offered but with no match
Major holidays are paid, but no sick/vacation days, only that if I am employed with the agency for 1yr. they will give me the equivalent of 1 week's salary.
Current Job Offer:
$50,000/yr salary working directly for a good company + 10% yearly bonus
2nd shift (2pm-11pm) (Sunday-Thursday)***the main drawback for me***
POS in-network medical benefits would be free (no premiums) with no deductible and they would pay 100% of eligible charges with no pre-existing condition limitation. $10 copay per office visit. Max out of pocket $1,000/yr.
PPO in-network would be $38/month with a $250 deductible and they would pay 90% after deductible with a pre-existing condition limitation. $20 copay per office visit. Max out of pocket $1,750/yr.
Dental coverage is free.
Holidays off incl. MLK day, Washington's B-day and Good Friday.
Paid time off of 2 weeks/yr which would increase the 2nd year.
401k matching $1 for $1 up to $4,000/yr.
The main thing for me is that the staffing agency can continue to find me employment within the IT industry, but on a contract or contract to hire basis, so I wouldnt really be growing vertically with any specific company unless I was hired by one. The company that made the job offer wants me to make a 2-yr commitment with them before wanting to change to regular day shift hours. Seems like a big commitment to make being in that I would have like no life when most people are out having fun from 5-11 or so on weekday nights. Also, I recently moved to the city and wanted to expose myself to all it had to offer - nightlife, cultural events, restaurants, etc. Can't really do much of that working until 11pm for 24 straight months.
approx. $50,000/yr working for an IT contracting agency that is ending within the next month
3rd shift (10pm-7am) (Saturday-Wednesday)
I pay for medical insurance @ $130/month out of pocket, with a $500 deductible, $30 copay for office visits and $3,000/yr max out of pocket expense amount.
Decent dental with MetLife is approx $32/month.
Vision is like $4/month and $20,000 Life insurance is like $8/month
401k is offered but with no match
Major holidays are paid, but no sick/vacation days, only that if I am employed with the agency for 1yr. they will give me the equivalent of 1 week's salary.
Current Job Offer:
$50,000/yr salary working directly for a good company + 10% yearly bonus
2nd shift (2pm-11pm) (Sunday-Thursday)***the main drawback for me***
POS in-network medical benefits would be free (no premiums) with no deductible and they would pay 100% of eligible charges with no pre-existing condition limitation. $10 copay per office visit. Max out of pocket $1,000/yr.
PPO in-network would be $38/month with a $250 deductible and they would pay 90% after deductible with a pre-existing condition limitation. $20 copay per office visit. Max out of pocket $1,750/yr.
Dental coverage is free.
Holidays off incl. MLK day, Washington's B-day and Good Friday.
Paid time off of 2 weeks/yr which would increase the 2nd year.
401k matching $1 for $1 up to $4,000/yr.
The main thing for me is that the staffing agency can continue to find me employment within the IT industry, but on a contract or contract to hire basis, so I wouldnt really be growing vertically with any specific company unless I was hired by one. The company that made the job offer wants me to make a 2-yr commitment with them before wanting to change to regular day shift hours. Seems like a big commitment to make being in that I would have like no life when most people are out having fun from 5-11 or so on weekday nights. Also, I recently moved to the city and wanted to expose myself to all it had to offer - nightlife, cultural events, restaurants, etc. Can't really do much of that working until 11pm for 24 straight months.
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