Originally posted by: dmcowen674
Originally posted by: AlienCraft
This is why I would ask for a credit check on the landlord before committing to a house or condo rentalin these times.
Anyone who balks at that doesn't get to run my credit or cash my checks.
Yo've actually run a credit check on a landlord?
How do you go about it?
#1. There's a big difference between someone trying to rent a house or condo by themselves, and someone who is a "landlord."
To me, a landlord is someone who is
in business for a period of time not meaing just "now". These forclosure messes are cause by first / new timers.
And, this is my new policy after seeing the increase in fraudulent rental agreements connected with foreclosure.
#2. It's called due diligence and 'sauce for the goose is sauce for the gander'.
This really only applies to a single party landlord aka, someone who thought they were Armando Montolongro and going to flip houses and got stuck with one.... or two... and is overextended with the boat and RV and 4 wheelers and Harley and now thinks they are going to Ponzi the tenant while they skate out of their biggest debt, and screw the tenant.
First, know the part of the law regarding getting a credit report.
Once you properly identify the section that's relevant to the one making the request...FCRA section 604 subsection 3 line f ,(i). I'ld say you're getting a report.
It's as simple as having them fill out their own form and you going off to one of a dozen different sites, paying the fee.
Also, you don't need their permission to run the address through the County Clerk and see if there are any liens or encumberances already.
That inital filing is what triggers all the re-fi vultures and is public information.
Furthermore there are numerous Public Information sites that will for a fee run down anyone you have info on. But I'm sure you know this stuff, this is ID Protection 101....
Any address that matches should be cause for further questioning as to financial soundness.
Originally posted by: alkemyst
Yeah that is looney....as usual shens.
If this were a perfect world and everyone were trustworthy, then yeah, this would be looney. and unnecessary. But it's not, and people are getting hosed by unscrupulous people scamming them out of rent, under the guise of "long term rental" and then getting tossed out by someone who simply was a thief / con man by another name...landlord.
This is what is available, and legal to do by prospective tenants. Anyone who fails to do "Due Diligence" and then claims they were taken advantage of, fails to garner my sympathy.
Originally posted by: Muadib
And as the owner, I would tell you to jagoff!
I never heard the term before now, and had to try it.
When I was renting my old place though, that's pretty much what I told one girl. Renters are a dime a dozen, at least around here, even in these times.
And so too, are Rentals. And becoming more so every day.
This is why the problem exists, because of those who shouldn't be landlords.
I know how you must feel, It's always hard when the dominant paradigm is challenged. I felt the same way when analog tape was replaced by Pro-Tools.
As long as you don't fall under the shadow of the "Shady Landlord", none of this applies to you anyway.
However, should you choose to paint yourself with that broadest of brushes, you would then assume the mantle of "
jagoff.
Just as a few bad tenants have forced landlords to take precautionary measures, so too will the acts of a few bad landlords increase the need for prospective tenants to educate themselves on how to protect themself, and avoid getting ripped off.
Originally posted by: alkemyst
i love it when people that live at home with good ol' mom and dad think they have the world figured out.
I assume you're directing that at me, inspite of not directly quoting it.
I love it more when people on an internet forum make assumptions about people they've never met, much less having never even engaged them in the most basic of social introductions.
Good DAY, sir!
edited for big grin!
f the spelling.
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