need car -- your votes count

[chambersc]

Originally posted by: Nutdotnet
Time to burst the bubble:

1. You bought an old-generation vehicle. The 2007 Golf will be here this summer. There have even been reports that your current model WILL stick around, but at a price of ~ 15,000 or even less. Those are just reports though. The 2007 Golf is superior in just about every way. Did you do much research?

2. What's the warranty on that thing? I think VW's come with a 4-year warranty. If true, well, you just "screwed" the pooch there bud. You leased a vehicle outside of its warranty period. Probably the #1 "dumbest" thing to do (no offense). Say you need service in 49 months out? Well, you're still bound by the lease and you HAVE to get it fixed. You're throwing money away because you're most likely to turn in the vehicle at the end of the lease-term.

3. Just a bit of info. Leases are not identified with an "APR". They have what's called a "Money Factor" which is essentially your "rental fee" it is very similiar to an APR but not quite. However, to figure out what you are paying in rental fees as a percentage take that money factor (it's in your contract) and multipy it by 2400. It may be higher then you think.

1. all things considered, i cannot wait that long. i needed something this week. i love to think abstract but waiting for a 2007 to come out doesn't get me from point a to b now.

2. i got the 7yr 70k miles. nuff said.

3. whatever. this is of little importance to me. 4.9% is all the extra I paid to get the loan ... that's all i care about. how much i owe is in black and white and that's all i care for.

edit: purduery, correct. i'll own it in 60months (with no balloon payment, mind you).

 

[DeviousTrap]

Originally posted by: chambersc

Originally posted by: Nutdotnet
Time to burst the bubble:

1. You bought an old-generation vehicle. The 2007 Golf will be here this summer. There have even been reports that your current model WILL stick around, but at a price of ~ 15,000 or even less. Those are just reports though. The 2007 Golf is superior in just about every way. Did you do much research?

2. What's the warranty on that thing? I think VW's come with a 4-year warranty. If true, well, you just "screwed" the pooch there bud. You leased a vehicle outside of its warranty period. Probably the #1 "dumbest" thing to do (no offense). Say you need service in 49 months out? Well, you're still bound by the lease and you HAVE to get it fixed. You're throwing money away because you're most likely to turn in the vehicle at the end of the lease-term.

3. Just a bit of info. Leases are not identified with an "APR". They have what's called a "Money Factor" which is essentially your "rental fee" it is very similiar to an APR but not quite. However, to figure out what you are paying in rental fees as a percentage take that money factor (it's in your contract) and multipy it by 2400. It may be higher then you think.

1. all things considered, i cannot wait that long. i needed something this week. i love to think abstract but waiting for a 2007 to come out doesn't get me from point a to b now.

2. i got the 7yr 70k miles. nuff said.

3. whatever. this is of little importance to me. 4.9% is all the extra I paid to get the loan ... that's all i care about. how much i owe is in black and white and that's all i care for.

Why not buy the new GTI?

 

[PurdueRy]

Originally posted by: chambersc

Originally posted by: Nutdotnet
Time to burst the bubble:

1. You bought an old-generation vehicle. The 2007 Golf will be here this summer. There have even been reports that your current model WILL stick around, but at a price of ~ 15,000 or even less. Those are just reports though. The 2007 Golf is superior in just about every way. Did you do much research?

2. What's the warranty on that thing? I think VW's come with a 4-year warranty. If true, well, you just "screwed" the pooch there bud. You leased a vehicle outside of its warranty period. Probably the #1 "dumbest" thing to do (no offense). Say you need service in 49 months out? Well, you're still bound by the lease and you HAVE to get it fixed. You're throwing money away because you're most likely to turn in the vehicle at the end of the lease-term.

3. Just a bit of info. Leases are not identified with an "APR". They have what's called a "Money Factor" which is essentially your "rental fee" it is very similiar to an APR but not quite. However, to figure out what you are paying in rental fees as a percentage take that money factor (it's in your contract) and multipy it by 2400. It may be higher then you think.

1. all things considered, i cannot wait that long. i needed something this week. i love to think abstract but waiting for a 2007 to come out doesn't get me from point a to b now.

2. i got the 7yr 70k miles. nuff said.

3. whatever. this is of little importance to me. 4.9% is all the extra I paid to get the loan ... that's all i care about. how much i owe is in black and white and that's all i care for.

edit: purduery, correct. i'll own it in 60months (with no balloon payment, mind you).

You have enough money to pay it off while paying for gas/insurance???....you're 18

EDIT: I guess in 7 years who knows what you will be doing...however it's not a guarantee

 

[ABitTooSpicy]

Originally posted by: DeviousTrap

Originally posted by: chambersc

Originally posted by: Nutdotnet
Time to burst the bubble:

1. You bought an old-generation vehicle. The 2007 Golf will be here this summer. There have even been reports that your current model WILL stick around, but at a price of ~ 15,000 or even less. Those are just reports though. The 2007 Golf is superior in just about every way. Did you do much research?

2. What's the warranty on that thing? I think VW's come with a 4-year warranty. If true, well, you just "screwed" the pooch there bud. You leased a vehicle outside of its warranty period. Probably the #1 "dumbest" thing to do (no offense). Say you need service in 49 months out? Well, you're still bound by the lease and you HAVE to get it fixed. You're throwing money away because you're most likely to turn in the vehicle at the end of the lease-term.

3. Just a bit of info. Leases are not identified with an "APR". They have what's called a "Money Factor" which is essentially your "rental fee" it is very similiar to an APR but not quite. However, to figure out what you are paying in rental fees as a percentage take that money factor (it's in your contract) and multipy it by 2400. It may be higher then you think.

1. all things considered, i cannot wait that long. i needed something this week. i love to think abstract but waiting for a 2007 to come out doesn't get me from point a to b now.

2. i got the 7yr 70k miles. nuff said.

3. whatever. this is of little importance to me. 4.9% is all the extra I paid to get the loan ... that's all i care about. how much i owe is in black and white and that's all i care for.

Why not buy the new GTI?

Did someone say GTI??
http://i64.photobucket.com/albums/h183/carnotame/FrontAngle.jpg

 

[chambersc]

Originally posted by: PurdueRy

Originally posted by: chambersc

Originally posted by: Nutdotnet
Time to burst the bubble:

1. You bought an old-generation vehicle. The 2007 Golf will be here this summer. There have even been reports that your current model WILL stick around, but at a price of ~ 15,000 or even less. Those are just reports though. The 2007 Golf is superior in just about every way. Did you do much research?

2. What's the warranty on that thing? I think VW's come with a 4-year warranty. If true, well, you just "screwed" the pooch there bud. You leased a vehicle outside of its warranty period. Probably the #1 "dumbest" thing to do (no offense). Say you need service in 49 months out? Well, you're still bound by the lease and you HAVE to get it fixed. You're throwing money away because you're most likely to turn in the vehicle at the end of the lease-term.

3. Just a bit of info. Leases are not identified with an "APR". They have what's called a "Money Factor" which is essentially your "rental fee" it is very similiar to an APR but not quite. However, to figure out what you are paying in rental fees as a percentage take that money factor (it's in your contract) and multipy it by 2400. It may be higher then you think.

1. all things considered, i cannot wait that long. i needed something this week. i love to think abstract but waiting for a 2007 to come out doesn't get me from point a to b now.

2. i got the 7yr 70k miles. nuff said.

3. whatever. this is of little importance to me. 4.9% is all the extra I paid to get the loan ... that's all i care about. how much i owe is in black and white and that's all i care for.

edit: purduery, correct. i'll own it in 60months (with no balloon payment, mind you).

You have enough money to pay it off while paying for gas/insurance???....you're 18

EDIT: I guess in 7 years who knows what you will be doing...however it's not a guarantee

i'm 19 (turned jan) and i'll need to get a job. i have enough money to put 10% down and i still have about half a year in savings for the car payments + insurance. the payments aren't a problem.

i do plan to have the car a long while and the 7yr/70k is transferrable if i wanna sell.

 

[Nutdotnet]

Originally posted by: chambersc

Originally posted by: Nutdotnet
Time to burst the bubble:

1. You bought an old-generation vehicle. The 2007 Golf will be here this summer. There have even been reports that your current model WILL stick around, but at a price of ~ 15,000 or even less. Those are just reports though. The 2007 Golf is superior in just about every way. Did you do much research?

2. What's the warranty on that thing? I think VW's come with a 4-year warranty. If true, well, you just "screwed" the pooch there bud. You leased a vehicle outside of its warranty period. Probably the #1 "dumbest" thing to do (no offense). Say you need service in 49 months out? Well, you're still bound by the lease and you HAVE to get it fixed. You're throwing money away because you're most likely to turn in the vehicle at the end of the lease-term.

3. Just a bit of info. Leases are not identified with an "APR". They have what's called a "Money Factor" which is essentially your "rental fee" it is very similiar to an APR but not quite. However, to figure out what you are paying in rental fees as a percentage take that money factor (it's in your contract) and multipy it by 2400. It may be higher then you think.

1. all things considered, i cannot wait that long. i needed something this week. i love to think abstract but waiting for a 2007 to come out doesn't get me from point a to b now.

2. i got the 7yr 70k miles. nuff said.

3. whatever. this is of little importance to me. 4.9% is all the extra I paid to get the loan ... that's all i care about. how much i owe is in black and white and that's all i care for.

edit: purduery, correct. i'll own it in 60months (with no balloon payment, mind you).

Ahh, sounds like a typical 19 year-old. Don't feel bad, I had the same idea about "money and cars" when I was your age.

Ok, so:

1. You still bought the old version that is only going to depreciate EVEN MORE when the new golf comes out this summer.

2. So it sounds like you paid EXTRA for a warranty? +1 for the Car Dealership

3. & 4. Ok, you PURCHASED the vehicle? You didn't lease it? Two very, very, very different things. 60-month loan is OK, but putting zero down with a 60-month loan isn't the smartest thing to do. Did you happen to get GAP Insurance?

 

[Nutdotnet]

Originally posted by: ABitTooSpicy

Originally posted by: DeviousTrap

Originally posted by: chambersc

Originally posted by: Nutdotnet
Time to burst the bubble:

1. You bought an old-generation vehicle. The 2007 Golf will be here this summer. There have even been reports that your current model WILL stick around, but at a price of ~ 15,000 or even less. Those are just reports though. The 2007 Golf is superior in just about every way. Did you do much research?

2. What's the warranty on that thing? I think VW's come with a 4-year warranty. If true, well, you just "screwed" the pooch there bud. You leased a vehicle outside of its warranty period. Probably the #1 "dumbest" thing to do (no offense). Say you need service in 49 months out? Well, you're still bound by the lease and you HAVE to get it fixed. You're throwing money away because you're most likely to turn in the vehicle at the end of the lease-term.

3. Just a bit of info. Leases are not identified with an "APR". They have what's called a "Money Factor" which is essentially your "rental fee" it is very similiar to an APR but not quite. However, to figure out what you are paying in rental fees as a percentage take that money factor (it's in your contract) and multipy it by 2400. It may be higher then you think.

1. all things considered, i cannot wait that long. i needed something this week. i love to think abstract but waiting for a 2007 to come out doesn't get me from point a to b now.

2. i got the 7yr 70k miles. nuff said.

3. whatever. this is of little importance to me. 4.9% is all the extra I paid to get the loan ... that's all i care about. how much i owe is in black and white and that's all i care for.

Why not buy the new GTI?

Did someone say GTI??
http://i64.photobucket.com/albums/h183/carnotame/FrontAngle.jpg

Nope...he meant:

GTI

 

[chambersc]

Originally posted by: Nutdotnet

Originally posted by: chambersc

Originally posted by: Nutdotnet
Time to burst the bubble:

1. You bought an old-generation vehicle. The 2007 Golf will be here this summer. There have even been reports that your current model WILL stick around, but at a price of ~ 15,000 or even less. Those are just reports though. The 2007 Golf is superior in just about every way. Did you do much research?

2. What's the warranty on that thing? I think VW's come with a 4-year warranty. If true, well, you just "screwed" the pooch there bud. You leased a vehicle outside of its warranty period. Probably the #1 "dumbest" thing to do (no offense). Say you need service in 49 months out? Well, you're still bound by the lease and you HAVE to get it fixed. You're throwing money away because you're most likely to turn in the vehicle at the end of the lease-term.

3. Just a bit of info. Leases are not identified with an "APR". They have what's called a "Money Factor" which is essentially your "rental fee" it is very similiar to an APR but not quite. However, to figure out what you are paying in rental fees as a percentage take that money factor (it's in your contract) and multipy it by 2400. It may be higher then you think.

1. all things considered, i cannot wait that long. i needed something this week. i love to think abstract but waiting for a 2007 to come out doesn't get me from point a to b now.

2. i got the 7yr 70k miles. nuff said.

3. whatever. this is of little importance to me. 4.9% is all the extra I paid to get the loan ... that's all i care about. how much i owe is in black and white and that's all i care for.

edit: purduery, correct. i'll own it in 60months (with no balloon payment, mind you).

Ahh, sounds like a typical 19 year-old. Don't feel bad, I had the same idea about "money and cars" when I was your age.

Ok, so:

1. You still bought the old version that is only going to depreciate EVEN MORE when the new golf comes out this summer.

2. So it sounds like you paid EXTRA for a warranty? +1 for the Car Dealership

3. & 4. Ok, you PURCHASED the vehicle? You didn't lease it? Two very, very, very different things. 60-month loan is OK, but putting zero down with a 60-month loan isn't the smartest thing to do. Did you happen to get GAP Insurance?

1. i don't give two shits about how much it depreciates ... i invest in the long haul. the things i do spend money on, i keep for a whiile. in this case, a car, i'll run it into the ground 20yrs from now.

2. first you criticize me for only sticking with the base warranty then you say i paid extra... you're damn right i paid extra for peace of mind.

3. i put 2k down. i'm paying to own. on the loan it's 4.9% interest (which is great). and yes, i did get GAP insurance.