My gf and I have spent $4800 this month :(

[Jumpem]

Here are our expenditures for the month. I'm selling my car to save $550 or so. I don't really know what else we can really cut back. There are a few little things, but mostly we are putting left over money into paying off her CC's.

Car Insurance: $51
Car Maintenance & Fees: $54
Car Payments: $1030
Cash Withdrawals: $207
CC Payments: $678
Entertainment: $85
Furniture Payment: $108
Gas: $170
Gifts: $20
Groceries: $252
Misc Purchases: $356
Rent: $905
Renters Insurance: $70
Restaurants: $118
Student Loans: $326
Utilities(ELectric, Gas, Internet, Cable, Phones): $340
Washer / Dryer: $30

Cliffs:

Be a lazy bum and keep living with mom and dad.

 

[EKKC]

i spent up to 10000 if you count the monthlies.

how much do you make?

 

[JoPh]

debt is fun.

 

[Zim Hosein]

Misc Purchases: $356

Hooker fees?

 

[Eli]

The credit card payments are killing you...

As if you didn't know that.

 

[Ricemarine]

Originally posted by: Zim Hosein

Misc Purchases: $356

Hooker fees?

That's a lot of hookers...

 

[Bozono]

Why your gas bill so high? You got a meth lab or sumthin?
EDIT: I suppose that is petrol.

 

[Reckoner]

1000 bucks in car payments? How much does that STi run you a month? lol

 

[EKKC]

gasoline i think he meant.

 

[Zim Hosein]

Originally posted by: Ricemarine

Originally posted by: Zim Hosein

Misc Purchases: $356

Hooker fees?

That's a lot of hookers...

Not in NYC!

/me runs and hides!

 

[Tylanner]

insane car payments

but thats the way to go if you can afford it I guess

 

[laurenlex]

You bought furniture? Payments? Can you say garage sale?

Good call on selling a ride. Paying more for a car than rent is BAD.

Cash withdrawls? Bet that's just wasted money. Fast food, beer, weed...

What's misc purchases?

Can you put all credit card debt into a zero interest card or a personal loan at a lower rate, like zero?

Keep working on it, it's hard to get rid of debt, but the first step is quit buying shlt on credit.

You can do it.

 

[novasatori]

so much money
You buy cheap groceries? I do that and can cut my grocery bill almost in half, Aldi is really good for that.

(It was 200$/mo buying name brand stuff using Aldi though I cut it down to like 80$-90/mo for two people)

 

[Ricemarine]

Originally posted by: novasatori
so much money
You buy cheap groceries? I do that and can cut my grocery bill almost in half, Aldi is really good for that.

(It was 200$/mo buying name brand stuff using Aldi though I cut it down to like 80$-90/mo for two people)

Go to Chinatown.

In Seattle, there's this ghetto chinese market called "Hau Hau"... Everyone that works there is dirty or poor... Mosquitoes are everywhere in the summer... But hey... its worth saving that extra $10

 

[maddogchen]

Furniture Payment: $108

The best cheap furniture is boxes and a mattress. Boxes are great: tv stand, chair, table, shelf, something to put your feet on...yeah all kinds of things.

 

[Jumpem]

Originally posted by: EKKC
i spent up to 10000 if you count the monthlies.

how much do you make?

Our income is $5200 or so.

 

[Jumpem]

Originally posted by: Zim Hosein

Misc Purchases: $356

Hooker fees?

Her CPA exam fees, for sale ads for my car, an iron.. some other little things.

 

[Jumpem]

Originally posted by: Eli
The credit card payments are killing you...

As if you didn't know that.

The minimums are alot less. We've been paying extra.

 

[Jumpem]

Originally posted by: PaulNEPats
1000 bucks in car payments? How much does that STi run you a month? lol

STi is $528. Her Forester XT is $478. We are selling mine, and going to share hers for a while to pay off credit cards.

 

[illusion88]

EDIT: im retarted, you are selling your car.

you could eat out less. I know its only about $100 a month, but thats a little something.

 

[Svnla]

You don't know what else you can cut back?

Let see, let start with restaurant, cash withdraw, cc, entertainment, gift, groceries, misc purchase. You should look at those really close and able to cut them down at least 25%.

Make a list of Have To and Nice To Have and start cut back on Nice to have.

 

[Eli]

We will spend about $1,000 in September;

Rent - $534
Utilities - $200
CC - $100
Food - $100
Misc(bus, etc) - $75

heh

 

[RU482]

time to wake up to reality and punt one or more of those cars for a cheaper one

 

[Jumpem]

Originally posted by: laurenlex
You bought furniture? Payments? Can you say garage sale?

Good call on selling a ride. Paying more for a car than rent is BAD.

Cash withdrawls? Bet that's just wasted money. Fast food, beer, weed...

What's misc purchases?

Can you put all credit card debt into a zero interest card or a personal loan at a lower rate, like zero?

Keep working on it, it's hard to get rid of debt, but the first step is quit buying shlt on credit.

You can do it.

The furniture is at 0%. It wasn't an absolute need, but it's better than sitting on folding chairs.

I'm not sure what all the cash withdrawls were. I think most of it was cash that she got out travelling on business.

Misc purchases has CPA exams, car advertisements, a couple kitchen things, some garment bag she got for carrying her suits.

She tried for a 0% card, but they declined her. Her score is good, but she just has too much debt. I'm going to have her try and get a consolidation loan for it.

 

[Jumpem]

Originally posted by: illusion88
EDIT: im retarted, you are selling your car.

you could eat out less. I know its only about $100 a month, but thats a little something.

Selling it and sharing her car for now. I'd like to sell her car as well, but not sure we can get what she owes for it.