was it delivered? seems to me this company would have a slam dunk if they just figure out where it was delievered to and question those people. but this is just an assumption
was it delivered? seems to me this company would have a slam dunk if they just figure out where it was delievered to and question those people. but this is just an assumption
CPA
Elite Member
- Nov 19, 2001
- 30,322
- 4
- 0
Yeah, it sounds like you will be fine. Keep in mind, that while it seems like a hassle to send another letter, if the cc company removed charges with just the request of one letter, then everyone would do it. This is just their way of CTA (covering their a$$).
Don't know if it was delivered or not. Seeing the other guy's name imprinted on the receipt I think it was just a screw up somewhere in the system. If you stole or had access to a card would you sign your name or the name on the face of the card? Also, I'd buy something much cooler than a washer and dryer!!
agreed. maybe the two accounts got linked up somehow, because it seems like a legitamate purchase, nothing extravagant like a laptop or MP3 player or something. Unless.........
new thief A: man, just stole this credit card, think i might get that washer for the house the wife has been harping about.
new theif B: dude, just get the whole combo, you're worth it.
new theif A: you know what? you're right.
So all a person needs to complete a cc transaction is a number and exp date? Or how does that all work?
well it isn't so obvious. They have to cover their butts.
They're creating a document trail so the they CAN elmininate the charge.
halik
Lifer
- Oct 10, 2000
- 25,696
- 1
- 0
I'd put my money on a screwup - I'd be uber difficult to make a card with all your info and different name in a physical form (including the hologram, mag stripe etc) and then use it to buy something easily tracable like that. Not to mention Bloomfield hills is very very rich area (cough*evilyoda*cough), the last place a cc thief woulda been buying stuff.
i have a high limit too, i put the $50K down payment of my house on my card for one of their 0% rates for 11 months! it was awesome, its like they are a retarded loan shark
I got ripped off by an Ebay seller $450. The guy never sent the item and is no -longer a registered user.
Good thing i used my MBNA plat MC through Paypal.
Had to write them a letter explaining my sitiuation and a lsy called me from MBNA.
She asked me one signle questionid u ever receive the item?"
I told her no and the next they i had $450 credit. No complaints with MBNA.
Good thing i used my MBNA plat MC through Paypal.
Had to write them a letter explaining my sitiuation and a lsy called me from MBNA.
She asked me one signle question
id u ever receive the item?"I told her no and the next they i had $450 credit. No complaints with MBNA.
rh71
No Lifer
- Aug 28, 2001
- 52,844
- 1,049
- 126
I truly despise MBNA's business tactics. Ever notice how it takes them 3 business days to process an online payment where DiscoverCard takes 1 (if you submit before 2pm that day) ? Ever notice how the default pay date is the day it's actually due ? Ever notice how they change the date it is due every month so if you had reminders on a 30-day schedule, you're screwed ?
I despise them... my other CCs are 10x less shady.
I despise them... my other CCs are 10x less shady.
jadinolf
Lifer
- Oct 12, 1999
- 20,952
- 3
- 81
This is exactly what happened to me back in 1992. The card had my credit card number only. The name and expiration date were different.
The turkey charged a little over $5000 to my account in about 2 days.
I don't remember which company handled the card but it took me several months to get it straightened out however all it cost me was a $10 Notary fee.
Originally posted by: Ameesh
i have a high limit too, i put the $50K down payment of my house on my card for one of their 0% rates for 11 months! it was awesome, its like they are a retarded loan shark
WHAT, damn it I only have a 36,000 limit on my MBNA. I'm going to have to call for an increase.
Dealerships typically will only let you put $2500 or so on a credit card. I know, I tried.
They don't want to pay the fees.I have $29000 on MBNA and $25000 on First Visa..
The most I've ever had on either card is about 4000 for six months.. I don't know why the limits are so high, but whatever...
No, not really.. every credit company has similar incident or problem.
Amex had an db error, they cross someone in califorina with my account in NY, their REP's first thing was you charged it you owe us 10 grand. Im like wtf, get me someone else you crazy motherfocker, some manager came online and told me there was an db error and they're retracting all the mistakes.. this idiot came on and accuse me of charging 10 grand with out even hearing my side of the story.
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