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Moving into a flat next month... Tips?

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Tweak155 said:
Are you going to walk everywhere? Change it to "travel" budget.
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I walk around my town (no need for a car really now that I'm less lazy) I have a free bus pass, so I can use that everywhere in the country and then when I go to london I need a train ticket.... £8
 
brainhulk said:
if i did my math correctly that converts too $11/day. I spend that much for 1 meal(usually alot more), unless you go to mcdonald's.../barf
Click to expand...
So basically you eat t-bone steaks for every meal?
/ATOT

My meals are never more than about $3. A meal worth of pasta is about $0.50.
Rounding up to $5 per meal seems pretty safe unless you eat enormous amounts of food.
 
ShawnD1 said:
So basically you eat t-bone steaks for every meal?
/ATOT

My meals are never more than about $3. A meal worth of pasta is about $0.50.
Rounding up to $5 per meal seems pretty safe unless you eat enormous amounts of food.
Click to expand...

This is what I'm thinking, would you say that $80 per week is enough to eat with? Obviously prices are different in the US but it will give me a rough idea.
 
HAL9000 said:
I walk around my town (no need for a car really now that I'm less lazy) I have a free bus pass, so I can use that everywhere in the country and then when I go to london I need a train ticket.... £8
Click to expand...

How frequent is that? Account for it.

Also if you didn't see my edit, make a budget for entertainment and don't go over it.

Also x amount should go to emergency.

EDIT:

I see you saw my edit. I should have refreshed.
 
Tweak155 said:
How frequent is that? Account for it.

Also if you didn't see my edit, make a budget for entertainment and don't go over it.

Also x amount should go to emergency.
Click to expand...

I've got a surplus £1,000 for emergency, so hopefully that will be enough.

I go to london twice a month, I'll add that, good thinking.

As for the entertainment budget, you're right I really need to try and budget for that, currently I probably spend £40 pw getting drunk etc, but I'm hoping that will be less when I can do it at home.
 
HAL9000 said:
This is what I'm thinking, would you say that $80 per week is enough to eat with? Obviously prices are different in the US but it will give me a rough idea.
Click to expand...

Rarely eating out, this will work. But assuming you eat out 3x a day (which I know wont happen, but I personally do worst case scenario), even at $5 per meal, that is $105 per week.

I've had months of $800 probably for food with my wife, never know when you will have lazy months.
 
HAL9000 said:
I walk around my town (no need for a car really now that I'm less lazy) I have a free bus pass, so I can use that everywhere in the country and then when I go to london I need a train ticket.... £8
Click to expand...

trident went to england? 🙂
 
Tweak155 said:
Rarely eating out, this will work. But assuming you eat out 3x a day (which I know wont happen, but I personally do worst case scenario), even at $5 per meal, that is $105 per week.

I've had months of $800 probably for food with my wife, never know when you will have lazy months.
Click to expand...

Ok that's good advise, I do want to do a "worst case scenario budget" so, that's definitely something I need to take into consideration.
 
Tweak155 said:
I've had months of $800 probably for food with my wife, never know when you will have lazy months.
Click to expand...
If I'm hungry and don't feel like cooking, I eat hot sauce with a spoon. It's delicious 😀

Learn how to cook rice. Billions of poor people can't be wrong :thumbsup:
 
Capt Caveman said:
Is this the first time living on your own? Is your fiancee moving in?
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I lived in a house with some friends for about 2 years, but that's a bit different, I wasn't responsible for 100% of the bills, my fiancee isn't moving in for about a year as she's having to work quite a long way away at the moment, and she's only just started learning to drive, when she can drive she will 🙂
 
oh wait it's neckbeard

tumblr_ldjd0leS1V1qepx1xo1_500.jpg
 
All I know is I like having huge cushions. You can't have a big enough cushion.

I like to think I'm pretty dang good with money. With a wife, our total expenses per month is probably $1800-$2000 whereas our after tax income blows that out of the water.

I can almost cover our one month of expenses with an after tax check I get from my job (paid bi-weekly). On top of that, the wife works as an EE and we have a home based business. Leaves plenty of $$ to buy anything we truly want and still have lots of savings.
 
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