I've seen so many destroyed iPhones. Countless friends and coworkers have said: "I'm careful. I don't ever drop my phone." Inevitably, my brother or I have to repair the shattered screens with a cheap part from China that isn't quite as good as the original. Some people even shattered their iPhones within 1 or 2 days of getting it. My old iPhone 3G screen shattered when it fell a couple feet from my lap to the floor right after I removed it from the case.
iPhones aren't any more fragile than most smartphones...it's just ultra-popular and I see a lot of them broken.
Just spend the $999,999.00 and feel safe.