Ya as the other Floridians have said, we call that 3pm over here.
Pretty much. I've been through a few rough ones down there, both on land and a few miles offshore. Big difference is down there we don't have gigantic hardwoods everywhere that will topple over onto roads and power lines.
Probably the nastiest storm I ever got caught in was actually in Maine though. Beautiful July afternoon, nothing out of the ordinary. Took my little brother and future father-in-law out on the lake for a quick fishing trip. Halfway through it I started noticing the temp drop, clouds form, and heard thunder in the distance. Figured, ok some rain, no big deal.
Then the sky turned damn near black and it was actually cold out. Suddenly I realize, there's no birds anywhere, the bugs were gone, and no sign of fish either. It was creepy. Told them we're heading back in, which irritated them both. About 2 or 3 minutes into the 3 mile hop back to the docks at our lodge, my brother makes a horrified face and points port side. It looked like a 200ft wall of milk, topped with clouds the rest of the way up was eating up that side of the lake and heading in the same direction we were, and making better time too! Father in law starts panicking, he's got a heart condition, now there's lightning and nickle sized hail coming down with gusto. We're in a dinky little aluminum bassboat with a 15hp Evinrude on it. Had that thing wide open until about 30 from shore. The shit caught us at the last half mile. Whole thing lasted about 20-25 min tops, but I've never seen anything that furious in person. I've seen calmer conditions when an actual hurricane was motoring by. When we jumped out, there was about 10" of hail filled rain water in the boat, and we were all covered with bruises and nicks from the hail.
Pops now refuses to go fishing in Maine. Says he'll stick to his bass pond in Alabama, he thinks getting run over by a super cell like that happens often in the summers (it doesn't, thankfully).