Stop w/ the doomsaying.
the stock market WILL NOT Drop to 1/2 the current value. that's ridiculus. also, if that were to happen where do you think all the money will go? do you think everyone is going to stash their cash in their mattresses? HA HA HA.
the only way for the stock market to drop to 1/2 the current value is if Europe and Japan have STRONG RECOVERIES, which will be virtually impossible w/o the US consumer market. So, where do you predict that these funds will go? w/ Europe and Japan as weak as they are, investors definitely won't go there. Japan is hurt by US recessions almost as much as we are. If not to Europe and Japan, then where? GOLD? do You really believe that Everyone is going to go out and buy Gold and stash that?
anyone can make ridiculus predictions, but can you back that up w/ anything?
truth is Stock market will stabilize. By June or July of next year, we will start to see a recovery. ONE thing that will really fuel the economy in NY and NJ will be the rebuilding of the TWIN TOWERS.
for windows and orphans anymore
i think the phrase your looking for is "for WIDOWS and orphans anymore".