****Lots o' deals if you go through American Express!!!!!!!!****

[Josh]

Go here and check out whatever category you want then it will show up with a whole bunch of stores and codes that can save you money or free shipping or whatever.

May be really useful

 

[BA]

You're not old enough to have a credit card!

 

[Josh]

Hehe; my mom is. She trusts me And I don't cheat anyone...

 

[FatDragonn]

you are cheating yourself. it's not good to start piling up your credit card debt at age 14

 

[Josh]

I have no credit card debt; I pay my mom back everytime i purchase something

 

[FugiMax]

Hey, go easy on him, he's the future of this forum! : P

-FugiMax

 

[ilas]

lol tru dat im 15 and im a junior member hes 14 and hes a golden member

 

[ilas]

lol tru dat im 15 and im a junior member hes 14 and hes a golden member

 

[VisionsUCI]

i think you made your point with the double post. thanks for the deal, josh.

 

[Vpham97]

It's a hot deals if you are 14 and your credit card doesnt belong to your mom. There is not a lot of legal consequence if you are a minor. I learn a lot from my Business Law class in college. Minor can get away w/ many things. They don't have to bind to most legal contract. Most of which I won't discuss b/c I might have to deal w/ them some day when I become a manager. If only if I could go back in time and dealt w/ all the store manager that has shafted me.

 

[spec411]

Vpham - NOT TRUE. If you are a minor, but REPRESENT yourself as an adult (ie by using a credit card, lying on an application, etc.) then YOU ARE RESPONSIBLE. The business does not have to verify your age, as you are representing to be of proper age by using a credit card.

A contract is voidable ONLY if the business dealt with you as a minor and you DID NOT MISREPRESENT that you were of legal age to enter into an agreement...moreover, if you continue to do business with them (ie making payments after you turn 18) the contract may be considered to be "ratified" and you cannot use the "minor" defense to get out of the deal....

Of course, with the new credit cards teens are allowed to use such as cobaltcard, visa Buxx, etc. which are given to minors, the parents/guardians assume liability...

Nothing in the law is ever as clear-cut as it seems.

 

[Josh]

ilas
Heh, what does that have to do with anything? I just post here more than you because I've got more time on my hands

PS >> I have a higher user rating than you

 

[laelb]

<Almost> wishing I had AM...

 

[Jugernot]

Hmmm, all these ankle biters running around in here. Anyone want some Gerber crushed carrots?

 

[Slash3]

Just a random quote from my Business Law text:

&quot;Generally, the fact that the minor has misrepresented his or her age does not affect the minor's power to disaffirm the contract. Some states hold that such fraud of a minor bars contract avoidance. Some states permit the minor to disaffirm the contract in such a case but require the minor to pay for any damage to the property received under the contract.

In any case, the other party to the contract may disaffirm it because of the minor's fraud.&quot;

The interesting part is with regards to damaged or destroyed consideration (ie, an item)...

&quot;The minor's right to disaffirm the contract is not affected. The minor can still disaffirm the contract and is required to return only what remains. The fact that nothing remains or that what remains is damaged does not bar the right to disaffirm the contract. In states that follow the common law rule, minors can thus refuse to pay for what has been received under a contract or can get back what had been paid or given even though they do not have anything to return or return property in a damaged condition.&quot;

...scary, eh?

Luckily...&quot;There is, however, a trend to limit this rule.&quot;


Um.....but back to the topic, yay, goodies!

 

[Josh]

^^^ ook..