Looking to refinance auto loan

LuckyTaxi

Diamond Member
Dec 24, 2000
6,044
23
81
ANy experience with some of the lenders who advertise online (i.e. capital one, rategenius.com, up2drive.com, etc...).
 

Away

Diamond Member
May 1, 2005
4,430
1
71
I refinanced my car through HSBC and am happy with my decision. They got me a lower interest rate they I had through Capital One and the customer service is alot better. I tried to stay with Capital One and hoped they would refi me into a lower interest rate, but they didn't seem to concerned in retaining me as a customer so I switched.
 

LuckyTaxi

Diamond Member
Dec 24, 2000
6,044
23
81
I have an HSBC credit card and i swear, each time i called in i got a customer service rep that was either from russia or india. ughhh
 

RaiderJ

Diamond Member
Apr 29, 2001
7,582
1
76
My current interest rate on my loan is 6.65%. What are you guys getting elsewhere?

EDIT: Looks like USAA is offering 5.39%, but haven't applied for that yet.
 

Away

Diamond Member
May 1, 2005
4,430
1
71
Their auto finance division is based in San Diego (I believe). Every time I call I get someone who speaks English well. Must be seperate from their credit card division.
 

huberm

Golden Member
Dec 17, 2004
1,105
1
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i refinanced through eloan and have only been marginally happy. They don't send you statements in the mail and the online account management is pretty much worthless.