Looking for new auto insurance... suggestions?

[iamwiz82]

Originally posted by: SunnyD

Originally posted by: iamwiz82
It's going to depend on your location and credit score.

And this is the biggest piece of bull$hit in the insurance AND banking industries. It not a line of credit you are asking for, you're paying them to insure you or store your money.

I hate the finance sector of our economy.

There is a coorelation between paying your bills and a good credit score. Although if I had bad credit I probably wouldn't like it. 😛

 

[Nick5324]

I have statefarm. I have a good rate and get a safe driver (no moving violations) discount. They offer a student discount also, if you are still in college. I'm sure the others offer similar discounts, but no problems means I have no reason to look at other providers.

 

[HardcoreRobot]

my cheapest quote came from liberty mutual

 

[electricJ]

Originally posted by: MikeyIs4Dcats

Originally posted by: Superwormy
Geico. Great cheap rates. You can call 24 hours a day to get a quote/set up a policy.

just checked Progressive against Geico.

Progressive $355 / 6months
Geico $485/6 months

Geico is not always the cheapest.

Word. Geico quoted me $150 more per 6 months than Progressive

 

[MikeyIs4Dcats]

Originally posted by: electricJ

Originally posted by: MikeyIs4Dcats

Originally posted by: Superwormy
Geico. Great cheap rates. You can call 24 hours a day to get a quote/set up a policy.

just checked Progressive against Geico.

Progressive $355 / 6months
Geico $485/6 months

Geico is not always the cheapest.

Word. Geico quoted me $150 more per 6 months than Progressive

yeah, that's been my experience.

 

[electricJ]

Originally posted by: HardcoreRobot
my cheapest quote came from liberty mutual

Not for me... they quoted me $1872 per year

 

[Zee]

ESURANCE .com. their rates are actually very good, geico only beat them out by a little and that's because im a long time customer.

all other companies quoted me 1.5x more than esurance and geico

 

[RandomFool]

Progressive was cheapest for me at 1200 most other places including geico wanted 1800+, Just shop around and call abunch of places... One local place quoted me 900 through nationwide/or something but i couldn't get it because i had to come to the office and i was stuck in out of state.

 

[electricJ]

Originally posted by: Zee
ESURANCE .com. their rates are actually very good, geico only beat them out by a little and that's because im a long time customer.

all other companies quoted me 1.5x more than esurance and geico

What is your age and car? Wondering if you're in the same boat as me.

 

[electricJ]

Well, State Farm's online quote came out to $870 🙁

I also checked it to see how much it'll be when i'm 25 (5 months from now), and it came to $630 :disgust:

 

[KLin]

I pay ~1320 a year with unitrindirect.com. that's with 1 speeding ticket on my record. I'm 26.

 

[GeneValgene]

Originally posted by: electricJ
Well, State Farm's online quote came out to $870 🙁

I also checked it to see how much it'll be when i'm 25 (5 months from now), and it came to $630 :disgust:

i am 25, w/ 2004 honda accord full coverage, w/progressive, and i am paying $505/6months

 

[Orsorum]

Originally posted by: GeneValgene

Originally posted by: electricJ
Well, State Farm's online quote came out to $870 🙁

I also checked it to see how much it'll be when i'm 25 (5 months from now), and it came to $630 :disgust:

i am 25, w/ 2004 honda accord full coverage, w/progressive, and i am paying $505/6months

Holy Crap. Do you live in a major city?

 

[nsafreak]

Here's my coverage under Progressive:


BODILY INJURY & PROPERTY DAMAGE LIABILITY
BI $50,000 EACH PERSON - $100,000 EACH ACCIDENT
PROPERTY DAMAGE LIABILITY - $100,000 EACH ACCIDENT
MEDICAL PAYMENTS $5,000 EACH PERSON
COMPREHENSIVE ACV LESS $500 DEDUCTIBLE
COLLISION ACV LESS $500 DEDUCTIBLE
RENTAL REIMBURSEMENT $30/DAY FOR MAX OF 30 DAYS

Policy Level Coverages
Uninsured/Underinsured Motorist Bi $14.00
$50,000 Each Person - $100,000 Each Accident

For this I pay $513 for 6 months and yes I do live in a major city (Denver, CO). I have a good credit history and a very good driving history as well.

 

[rmrf]

Progressive is good, but they are not considered an A-class insurance company. My insurance agent just moved us away from progressive because of this. We started out paying a little more than we were at progressive ~5 months ago, now we are paying ~$200 less than progressive. We went with Hartford insurance btw, and insured our house with them as well. I suppose that is some of the reason we are getting a break, because progressive does not do property insurance, but I have an accident off my record which will be coming off next July, and should drop it even more.

 

[GeneValgene]

Originally posted by: Orsorum

Originally posted by: GeneValgene

Originally posted by: electricJ
Well, State Farm's online quote came out to $870 🙁

I also checked it to see how much it'll be when i'm 25 (5 months from now), and it came to $630 :disgust:

i am 25, w/ 2004 honda accord full coverage, w/progressive, and i am paying $505/6months

Holy Crap. Do you live in a major city?

yup...i live in houston

 

[electricJ]

Originally posted by: Orsorum

Originally posted by: GeneValgene

Originally posted by: electricJ
Well, State Farm's online quote came out to $870 🙁

I also checked it to see how much it'll be when i'm 25 (5 months from now), and it came to $630 :disgust:

i am 25, w/ 2004 honda accord full coverage, w/progressive, and i am paying $505/6months

Holy Crap. Do you live in a major city?

I live in whats called the 3rd largest city in Indiana... population of 130k. So really, no.

 

[Orsorum]

Originally posted by: electricJ

Originally posted by: Orsorum

Originally posted by: GeneValgene

Originally posted by: electricJ
Well, State Farm's online quote came out to $870 🙁

I also checked it to see how much it'll be when i'm 25 (5 months from now), and it came to $630 :disgust:

i am 25, w/ 2004 honda accord full coverage, w/progressive, and i am paying $505/6months

Holy Crap. Do you live in a major city?

I live in whats called the 3rd largest city in Indiana... population of 130k. So really, no.

I live in Seattle, 22, 2004 Kia Optima. $950/6 months. 🙁

 

[xSauronx]

Originally posted by: GeekDrew

Originally posted by: Willoughbyva
Farm Beaureau or however it is spelled.

Farm Bureau Insurance is now Nationwide Insurance... or at least it is here in Ohio.

I'm with Nationwide right now, and although my rates just went up, they're still lower than all of the other insurance companies I've gotten quotes from.

still Farm Bureau for me in NC

i keep all my insurance with them, but my family has known or agent personally for years and years and he does all he can for us if we have to file a claim. great guy.

 

[EatSpam]

Originally posted by: electricJ
Well, State Farm's online quote came out to $870 🙁

I also checked it to see how much it'll be when i'm 25 (5 months from now), and it came to $630 :disgust:

My State Farm quote is helped by the fact that I am 26, married, have 2 cars and a house on the policy. 🙂

 

[Reckoner]

Contact Luvya, I'm sure he's had plenty of time to research various agencies.