She does do the outside/sleep over with friends/4H/GirlScout/choir things, but sometimes she wants to do the chat room thing. I don't discourage this because it is a way to become familiar with computers and the internet - as long as it is moderated by an adult (read ME).
Besides, she is a straight A student (highest academic average in her class; science award, choir award, district choir, 2nd place on school tennis team, volleyball team, 2nd place VFW essay contest, blah, blah, blah). So you can see, I'm not terribly worried about her at this time.
But I may be biased
And, I spend enough time on these forums that it would be hypocritical to discourage e-chating.