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- Thread starter Dragnov
- Start date
$120,000? She wasn't hospitalized or anything.
Insurance said they will cover me up to $100,000. Anything over I have to pay... but I'm a freakin college student. What funds or assets do I have? Maybe they'll take my computer. 🙁
[edit] I admit fault. I was not negligent. It's not like I knew I was going to fall asleep, I did not believe I was going to fall asleep, and I was not tired beyond the point of driving. I believe most people who fell asleep at the wheel can testify to that. I truly do feel sorry for the person I hit, and I was scared as hell after the event. My insurance would pay up to $100,000 but she wants more claiming I was negligent.
propellerhead
Golden Member
wtf?! the guy fell asleep while driving! and you're slamming the victim?
Ha. A few years back, my mom was rear-ended by a gypsy cab. The black woman, who was supposedly in the back seat of the car, tried sueing us and the car service company for $1 million a piece. Lets see, she lived in the ghetto, was on welfare and had no job. She wasn't injured or anything. Case never went to trial, what a frivolous lawsuit...
rudder
Lifer
Yeh its sucks but I don't think $120,000 is too greedy. Tell us more about the accident, like what kind of damage was done to the other parties car? If they ust got bruised by the seatbelt, yes, $120,000 can be considered greedy.
I was on the receiving end of a dodge ram pickup going 55 mph while I was at a stop light. The persons insurance company is still only offering me $1000 in medical bills, so I am going to court soon. I have spent much more than that in lost work, pain, and repeated trips to the doctor. I still consider mine a minor injury, something worse could easily have cost tens of thousands of dollars in medical bills.
Sorry you have to go to court, but sometimes thats the only way for the other party to get anything from the insurance companies.
Insurance is taking care of this.. they are the ones that hired the lawyers. They are covering up to $100,000 only.
It was on the freeway. 🙁 I rear ended the car.. her car was pretty much totalled (it was a really old Vovlo tin can) and my car the front end was damaged. Insurance claimed my car was totalled even though it didn't look so bad.
She is claiming I was negligent and hence the high amount. Insurance is fine w/ her claims of injuries, loss of work and her car...
NogginBoink
Diamond Member
I have to disagree. I would certainly consider falling asleep at the wheel negligent.
Given the fact that the insurance company is only going to pay $100K, you may wish to seek the counsel of a lawyer independent of the insurance company. Check with your school's student services; you may be eligible for consultation with a lawyer for free through them.
Grasshopper27
Banned
So they will get $100,000, that's close enough.
If you're poor, they can't collect anything from you anyway, so no worries...
No, they won't take your computer, they don't bother with petty personal posesions like that. They won't take your CD collection, your clothes, or your toaster oven either. 😉
Hopper
This is what insurance is for. The people filing the suit (including their lawyer) will quickly realize that you are a college student and that even if they do win, they will not see any more than $100,000. You don't have the money to give them, so at worst you file bankrupcy and are done with it.
To everyone else... Grim admitted he was at fault. But $120,000 at fault? I seriously doubt it. These people are looking to cash in. Don't sweat it Grim, but don't give them a single dime past what your insurance will cover. File for chapter 11 if you have to, but see that they don't get a single freaking dime.
Ryan
To everyone else... Grim admitted he was at fault. But $120,000 at fault? I seriously doubt it. These people are looking to cash in. Don't sweat it Grim, but don't give them a single dime past what your insurance will cover. File for chapter 11 if you have to, but see that they don't get a single freaking dime.
Ryan
So if I am in a shootout with some thug, and some bullet "accidentally" kills some little girl, that wouldnt be negligent either?
Unless youre narcoleptic or drunk, there is just no way you will just pass out without realizing how damn tired you were beforehand. But then again, if you were narcoleptic or drunk, you shouldnt be driving to begin with.
Yes, $120,000 is a lot, and the punishment should fit the crime, but youre kidding yourself if you dont think you were negligent. With your attitude, I'm not suprised theyre suing you.
For you guys out there, this is another reason why you should have full insurance coverage. If you are undercovered and you get into an accident, you are hosed. If you had killed those people, imagine how much you'd be paying them. You would basically be their biyatch for life.
Don't be cheap with your insurance. You never know.
Don't be cheap with your insurance. You never know.
The insurance company hires the lawyers and defends you in a situation like this, but if the judgement against you is more than the limits of your liability coverage, you will end up paying it yourself. I have been there, done that before. I was in an accident like this, except I had consumed a beer, so I was in deep sh**. I scraped this lady's car door, and even though she testified that her car didn't even move, she suffered wrist injuries and needed carpal tunnel surgery.
Of course she worked in a job for the last 20 years doing repetitive movements, and she previously had the exact same surgery on her other wrist, but the insurance settled it out of court for $38,000. No, we don't need tort reform.....:| Good luck!!
fonzinator
Senior member
You probably don't have any assets but if your parents claim you as a dependent, any lawyer in this situation would go after their assets.
littleprince
Golden Member
Falling asleep is negligent. You knew you were tired, and you were definatly feeling sleepy, and probaly dozed off for a few seconds a bunch of times already.
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