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loaning a friend money :UPDATE:

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Originally posted by: CRXican
Originally posted by: RedSquirrel
Originally posted by: CRXican
I can't imagine not having $200 for an emergency.

People suck so hard at money.

lol this is true. Not that hard to save up a few grand to leave in the bank. I have a hard time believing that people have zero money left over after all the bills.

I'm jaded because I live at home and have very few bills but I do my manage my money very closely and save what I can.

Sorry for the the thread derail.

Tell her to ask her parents. You won't get paid back. Broke people stay broke.

Jaded is the opposite of what you are...naive is probably closer.

In any case- if you can afford to drop $200 and not worry too much about it, then by all means, send it to her. If you really need it for your bills, then don't.
 
I think it's great you wanted to help your friend but I don't think it was wise to lend money you need for your car payment. I'm sure she wants to pay you back, I'm sure she plans to pay you back, but the fact is she does not have the money to pay you back.

Like bignate603 said, you need a plan on what you're going to do for your car payment becuase you should assume you won't get it back before it's due.
 
I would lend it to her.
lol this is true. Not that hard to save up a few grand to leave in the bank. I have a hard time believing that people have zero money left over after all the bills.
Some people get off on living hand to mouth, they really do. Give them a raise or double their income with their wife working and boom suddenly they are spending twice as much. It's in their psyche. Cash unspent in the bank is life unlived to them.
 
honestly, If she didn't pay it back i'd let her keep it..sounds like she is in a shitty situation, granted you have a car payment to make youself.
 
Have a Plan B in case she can't repay it in time, which regardless of her sincerity, is not completely under her control (since she has to depend on doing work for a friend and promptly getting paid by them.)

 
Damn. Some of you are very coldhearted. If this person is truly your friend, help her out. Sounds like she has had/is having tough times in life and making an effort to better herself. Maybe this whole thing with her ex is a good turning point and learning experience. However, since this is a friend I would go into it knowing you'll probably never get your money back and I'm sure you understand how difficult it would be for her to pay it back. Maybe go into it as a gift rather than a loan.
 
Originally posted by: Cdubneeddeal
Damn. Some of you are very coldhearted. If this person is truly your friend, help her out. Sounds like she has had/is having tough times in life and making an effort to better herself. Maybe this whole thing with her ex is a good turning point and learning experience. However, since this is a friend I would go into it knowing you'll probably never get your money back and I'm sure you understand how difficult it would be for her to pay it back. Maybe go into it as a gift rather than a loan.

Most Anandtechers would rather pay their bills on time than have friends, hence for the cruel responses.
 
Originally posted by: JMapleton
Originally posted by: Cdubneeddeal
Damn. Some of you are very coldhearted. If this person is truly your friend, help her out. Sounds like she has had/is having tough times in life and making an effort to better herself. Maybe this whole thing with her ex is a good turning point and learning experience. However, since this is a friend I would go into it knowing you'll probably never get your money back and I'm sure you understand how difficult it would be for her to pay it back. Maybe go into it as a gift rather than a loan.

Most Anandtechers would rather pay their bills on time than have friends, hence for the cruel responses.

cold hearted? personal experience dude....

a loan to your friend, never expect to get it back....

i had a female friend back in college who needed to borrow $200 to pay her rent. i gave her $200 and never got it back. lost touch with her too. but that's fine with me... because it is a small price to pay to see if you have a good friend in a long run.
 
That girls loves to get slap around. She probably gave all her money to the bf. I wouldn't lend her a dime.
 
I forget who said it but...
"If you give a friend $20 and you never see them again, it was probably worth it."
 
It's a lie. She wants $200 to give her abusive bf $200 to take her back. She's messed up mentally, sorry. At least she's just a friend and not your gf.
 
can you afford to GIVE her the money?

is yes, just give it and say it's a gift

if no, say you can't afford it, because you can't


if you can only afford it if she pays you back in time, you can't afford it
 
Originally posted by: drum
I forget who said it but...
"If you give a friend $20 and you never see them again, it was probably worth it."

^ Yep.


@OP: She is enjoying a fresh line of cocaine off of your dime right now.
 
Originally posted by: TechBoyJK
My friend Ashley just called me. We've been friends for about 4 years now. She's never been a gold digger, really sweet, etc.

She recently moved from STL (where i am) to Florida to be with her boyfriend.

She just called, said she's in SC (family there) because her boyfriend beat her up and she bailed, as in ran for her life, jumped in her car and left.

Her dog was still at the house apparently, and her bf texted her saying he kicked the dog outside on its own. so she called the City's dog pound (humane society), and they went and got the dog.

She was told since it's a big pit, she needs to come pick it up within 72 hours "or else".

They want $150 for their fees.

She's broke, and called me crying. She wants to borrow $200 so she has the money and gas money to drive back down there and pick up the dog. I told her I didn't have it, but my car payment wasnt due until the 15th and if she could pay me back before then, that i would send it western union. She said that she's going to be helping her friend's parents out and she will earn more than eough to pay me back by then.

I just said I would send it. She sounded authentically upset. sigh.



Ashley just called, asked when my car payment was due. I said the 15th (taken out of my account). She said she already has $120 of the $150 and works the next two nights and will send it via Western Union On Monday. Oh, and I only sent her $150, not $200 because she said her brother was going to drive her down there and didnt ask for gas money.

 
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