Living below your means

[dquan97]

My wife and I live off my income and use hers towards a 6months rainy day fund.

 

[dxkj]

1) make a budget
2) stick to it

only go out to eat 1-2 x a month
shop at cheaper stores (food is usually just as good, IE Aldi's)
live 3 miles from work, no mucho driving

etc.. im lazy

 

[SpiderX]

Originally posted by: Demon-Xanth
...can someone please explain to me what "Kraft Dinner" is? I've been wondering that for about 10% of my life now.

Macaroni and Cheese...add a little cheez whiz and ketchup. You've got a gourmet meal!

 

[Apathetic]

1) Learn to cook.
2) *NEVER* carry a credit card balance. If you're going to make a big purchase, save up some cash for it! Also look for "6 months same as cash" deals.
3) Make a budget and stay with it. Make sure you give yourself a certain amount of money each week to blow on silly stuff and then once it's gone, make yourself wait until next week for the next toy you purchase.

Dave