Ok this is sort of a legal question concerning car insurance, hospital insurance, and other things. 
Yesterday Afternoon
me and some friends were bored, so i was driving in circles outside a friends house while they stood in his driveway talking about what they wanted to do.. one of them had the genious idea of laying on my front hood while i went in circles to pass time. about a minute later I stop and make him get off.
I do a few more circles, another friend starts racing after my car, and jumps on the trunk and sits down as im going in circles (no more than 10 mph, i was talking fine out the window with them) after about 3 seconds (straightaway, i didnt want to turn) he slides off, falls on his feet, back on his elbows, then hits his head on the asphalt. he has a scrape on his lower back where he hit the ground and slid a bit or so, scrapes on his elbows, and the TINIEST scrape on his head (we were able to get 2-3 drops of blood)
10 mins later he has ice on everything, has short term memory loss of what happened, and keeps repeating things, reinforcing the short term memory loss. He was sweating profusely before, but it stopped 20 mins passes, he is drinking water, new ice and everything, he is slowly getting memory back and his headache has gone down. all limbs and back are 100% fine, but he says his back hurts a bit
We consider going to the hospital. I say no/let his parents decide, two friends say he should ask his parents, and he says no.
He is no longer dizzy, but still sort of out of it. we call his parents, they panic, and rush over. They rush him to the hospital, our car in tow. We had to go 95 mph on the highway to keep up with them, and they ran several red lights. we caught up with them as they were pulling into the hospital emergency room entry area. We stand in line for him as he is brought a wheelchair and taken to bathroom, where he vomits. From then on we wait 2 hrs at the hospital untill his parents basically force us to go home
he has a massive hospital bill, due to two MRIs, a CAT scan and a few other things.. in the range of $30,000
His dad wants my auto insurance to cover it.
His dad doesnt understand that will jack my rates up an INSANE rate, so ill end up paying well over 30,000
His dad never got the full story of what happened.. that his son RAN after my car and jumped on with NO goading or anything, noone egging him on or anything
His dad had the hospital file it as an "auto accident" so now he may have no choice if he wants insurance to pay for it , he might have to count it as an auto accident with my car
Right now his Dad is calling my dad on the phone.. they are working it out apparently.
me, my dad, even the friend a bit thinks its BS that I have to pay
Ill slowly edit it into paragraph form, i just wanted quick responses.
Note: Im in Maryland
Yesterday Afternoon
me and some friends were bored, so i was driving in circles outside a friends house while they stood in his driveway talking about what they wanted to do.. one of them had the genious idea of laying on my front hood while i went in circles to pass time. about a minute later I stop and make him get off.
I do a few more circles, another friend starts racing after my car, and jumps on the trunk and sits down as im going in circles (no more than 10 mph, i was talking fine out the window with them) after about 3 seconds (straightaway, i didnt want to turn) he slides off, falls on his feet, back on his elbows, then hits his head on the asphalt. he has a scrape on his lower back where he hit the ground and slid a bit or so, scrapes on his elbows, and the TINIEST scrape on his head (we were able to get 2-3 drops of blood)
10 mins later he has ice on everything, has short term memory loss of what happened, and keeps repeating things, reinforcing the short term memory loss. He was sweating profusely before, but it stopped 20 mins passes, he is drinking water, new ice and everything, he is slowly getting memory back and his headache has gone down. all limbs and back are 100% fine, but he says his back hurts a bit
We consider going to the hospital. I say no/let his parents decide, two friends say he should ask his parents, and he says no.
He is no longer dizzy, but still sort of out of it. we call his parents, they panic, and rush over. They rush him to the hospital, our car in tow. We had to go 95 mph on the highway to keep up with them, and they ran several red lights. we caught up with them as they were pulling into the hospital emergency room entry area. We stand in line for him as he is brought a wheelchair and taken to bathroom, where he vomits. From then on we wait 2 hrs at the hospital untill his parents basically force us to go home
he has a massive hospital bill, due to two MRIs, a CAT scan and a few other things.. in the range of $30,000
His dad wants my auto insurance to cover it.
His dad doesnt understand that will jack my rates up an INSANE rate, so ill end up paying well over 30,000
His dad never got the full story of what happened.. that his son RAN after my car and jumped on with NO goading or anything, noone egging him on or anything
His dad had the hospital file it as an "auto accident" so now he may have no choice if he wants insurance to pay for it , he might have to count it as an auto accident with my car
Right now his Dad is calling my dad on the phone.. they are working it out apparently.
me, my dad, even the friend a bit thinks its BS that I have to pay
Ill slowly edit it into paragraph form, i just wanted quick responses.
Note: Im in Maryland
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