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Just bought a car

Wduaqnug

Diamond Member
need help finding list of all car insurance that cover NY that way, I can determine cheapest rate.

BTW: 1995 Mercury Mystique 96k miles
 
whats difference between GS & LS? mine is green with sunroof and other features, engine starts from remote control

car still at dealer lot cause i need to get insurance
 


<< whats difference between GS & LS? mine is green with sunroof and other features, engine starts from remote control

car still at dealer lot cause i need to get insurance
>>




LS models have more features than a GS model.




: ) Amanda
 
I guess so but its fine with me its my first car, i am not crazy to spend 10k on car then if i crash it and not to have another car
 


<< Is that just the mercury version of the escort? >>


No, the Mystique is the Mercury version of the Ford Contour. The Mercury version of the Escort is the Tracer.
 
My mom has had two Contours, and they are nice for the most part. A V-6 Contour/Mystique is actually a lot of fun to drive. I cannot vouch for the 4-cylinder ones, though.
 
I see you're in the NYC area. Go to Chinatown and ask some agents. They can pull some strings and get it really low, but expect the prices to be in the thousands per year. The lowest prices I've seen are with Countrywide, Travelers (subsidary of Citicorp), and AIG.
 


<< I guess so but its fine with me its my first car, i am not crazy to spend 10k on car then if i crash it and not to have another car >>



Whether you'll get another one or not after you total it depends on if you have collision coverage on your insurance plan or not. Collision coverage pays for your car if it gets damaged/totalled at your fault. I don't know how much it affects your premium, but I'm sure it makes a considerable difference. I wouldn't get it if your car isn't worth much.
 
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