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Thanks guys, the last two replys are kinda the situation im leaning towards now. I think I can live off the lower pay with future raises comfortable, would be slightly better with a spouses salary, and my GF supports me with either decision I make, so that helps alot too 🙂.
 
Originally posted by: jcovercash
Thanks guys, the last two replys are kinda the situation im leaning towards now. I think I can live off the lower pay with future raises comfortable, would be slightly better with a spouses salary, and my GF supports me with either decision I make, so that helps alot too 🙂.

NO amount of money can give you back the time you've lost. Unless you can retire in the next year or two off it and can afford to live off the old pay, go for it. Money isn't everything....

Good luck.

I've laid the law down to my employer that I refuse to ever work like that again.
 
Originally posted by: jcovercash
Originally posted by: Bigsm00th
why are you keeping a balance on the CC? you earn credit by having the card and using it every month. you are not required to carry a balance to earn credit though. pay it off every month so you dont get stuck paying interest.

STFU man 😛 You are supposed to be helping me anyway, got time to post on ATOT but can't help out your bud!

My CC has 2.99% im carrying like a $1k balance from something I purchased a few months ago... I normally do the buy it pay it off thing, but I bought somehting and used my cc for it instead of charging crap everymonth since my interest rate is so low...... When its paid off im going back to getting gas and food on it.....

in my defense, i posted from my cell phone in class.
 
Originally posted by: Engineer
Originally posted by: jcovercash
Thanks guys, the last two replys are kinda the situation im leaning towards now. I think I can live off the lower pay with future raises comfortable, would be slightly better with a spouses salary, and my GF supports me with either decision I make, so that helps alot too 🙂.

NO amount of money can give you back the time you've lost. Unless you can retire in the next year or two off it and can afford to live off the old pay, go for it. Money isn't everything....

Good luck.

I've laid the law down to my employer that I refuse to ever work like that again.



Yea im looking at 2 hards years of work, 3 easy, and then back to 15-20 more years of hard work, then after that it dies off and gets nice with lots of money. But thats anywhere from 20-25 years in the future, I can be making $20+/hr. at the old job then and be pretty well of should I manage my money right.
 
Originally posted by: Bigsm00th
Originally posted by: jcovercash
Originally posted by: Bigsm00th
why are you keeping a balance on the CC? you earn credit by having the card and using it every month. you are not required to carry a balance to earn credit though. pay it off every month so you dont get stuck paying interest.

STFU man 😛 You are supposed to be helping me anyway, got time to post on ATOT but can't help out your bud!

My CC has 2.99% im carrying like a $1k balance from something I purchased a few months ago... I normally do the buy it pay it off thing, but I bought somehting and used my cc for it instead of charging crap everymonth since my interest rate is so low...... When its paid off im going back to getting gas and food on it.....

in my defense, i posted from my cell phone in class.


Still doesn't excuse you! Where are you, I need someone to talk to AIM im bored as hell, still feeling kinda sick from the food poisioning 🙁
 
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