Actually since volume is just a function of moving air, there are physical limitations to how far down a driver can go within spec before the volume falls off a cliff. Of course you can get a 6.5" driver to play down to 40hz, my Athena AS-B1s have a 5.5" driver and I can hear the 20hz test tone (at about -10 to -15dB) whereas I can't even hear the 20hz test tone (or anything below 28hz, and even then, it's about a 30-40 db loss) on a Z-680 subwoofer, and thats a 8" passive radiator.
The reason I can hear bass that low on my Athenas are because they are huge bookshelves (as much internal volume or more than my Logitech sub) with a large rear port.
We are talking about satellite speakers here obivously, if our boy here wanted to buy 3" driver speakers with the size of his subwoofer he would have, but he bought a sub/sat system. The larger the drivers on the sat, the lower they will go. 3" driver may stay within spec of +/- 8dB from 200 - 13k, but as low as 180hz it will nosedive (on speakers the size of conventional satellites). Optimally you don't want your sub to play anything above 120hz, since it the midrange becomes directional and the sub begins sounding like a speaker instead of an invisible bass boost for your speakers. You really need at least a 3.5" or 4" driver to accomplish this, particularly if you are limited to a small satellite enclosure.
Quote from you: "You can't use a 10" driver with a tweeter and expect to play the full range of frequencies at a near flat level"
I suppose not, 10" drivers are rare if ever seen in regular speakers. Plenty of 8" drivers in floorstanders though, and many (including the AS-F1 and AS-F2) remain +/- 4db until 13k where they start spiking a bit (although they are relatively, cheap speakers). What's to say you can't use a 10" driver with a tweeter? Your basic 10" driver begins dropping off at 2k to 2.5k. Most tweeters are crossed over at 2 or 2.2KHz or so. I'm not sure why you made this statement, because it makes no sense. There's no reason to cross over at 1k when the driver has not physically dipped yet, otherwise you create an excess of volume between the 1k and 2.2k range. That's NOT a smooth FR graph, clearly the opposite of what you want. Sorry, your "solution" doesn't work.
Three-way systems are sold as premium sound systems, but the reality is you can easily make a two-way sound as good as a three-way. In fact it's much harder the other way around, since a third driver forces you to create an additional crossover point. It's hard work finding two crossovers for three drivers because where they start dipping may not be optimal. They are hard to make properly, that's why they are expensive. Three drivers is an additional driver that has its own characteristic (assuming its flat all the way through) high end and low end where it dips down and for all 3 to work seamlessly. You'd be hard fought to find a three-way (bookshelf) under 2k or much more for a floorstander. At that price, two-ways are extremely competitive in quality, and sonically, most of the price of a 3-way is TRYING TO MAKE IT FLAT COMPARED TO A TWO-WAY. If you don't understand how much it complicates the frequency response curve by adding an additional driver, then I'm sorry for you.
Computer subs have all kinds of problems, the least of all is the flatness of the response, rather the quality of the enclosures. It's just a passive radiator doing 120hz and below, it's not a lot of range to cover, so I'd be surprise if they weren't relative flat response curves. The Z-680 sub for example are in a very thin enclosure, less MDF than even most bookshelf speakers. The enclosure is improperly braced, but if you stuff the port you'll lose some of that boominess. The particular problem of the Z-680 driver is that it spikes at 60hz. I have it running off an external EQ with it at -10dB, so its OK for me, but I'm probably gonna upgrade to something from HSU or Velodyne soon.