Is there any way I can protect myself while making a purchase with Paypal?

[Gundam]

I'm about to make a fairly large purchase from a personal seller ($750.) Is there any way i can protect myself through paypal? If I pay via CC but through paypal, will it help in the event that I get burned?

 

[Nebor]

Keep a gun next to your computer.

And a condom.

 

[Gundam]

I actually have both in arms reach but I don't think they will help in this situation.

 

[AgaBoogaBoo]

First method is to do whatever you can to make sure the seller is legit. Where are you buying the item from?

PayPal does have a buyer protection option that you may be able to use, you have to pay an extra fee for it though.

 

[akshatp]

Originally posted by: Nebor
Keep a gun next to your computer.

And a condom.

Dang "use a condom" was going to be my response LOL

 

[dotcom173]

paypal has an automatic 200 dollar protection. not sure how to protect urself up to 750, but as long as paypal deems u not to be at fault or fraud, ur getting 200 bucks back

 

[eminemrh25]

When making the purchase, use a credit card. If for some reason, you do get ripped off (Hope Not), you can call your CC Company and have them do a chargeback. This is a must on every single large buyer purcahse I've made, but I've never had to do it..

 

[lightpants]

Originally posted by: dotcom173
paypal has an automatic 200 dollar protection. not sure how to protect urself up to 750, but as long as paypal deems u not to be at fault or fraud, ur getting 200 bucks back

Actually, you only get $175 back, they keep $25 as a processing fee

 

[lightpants]

Originally posted by: eminemrh25
When making the purchase, use a credit card. If for some reason, you do get ripped off (Hope Not), you can call your CC Company and have them do a chargeback. This is a must on every single large buyer purcahse I've made, but I've never had to do it..

Acording to your TOS you can't do a chargeback with your credit card like this. If you do they will close your acccount and put the chargeback amount in collections.
Paypalsucks.com

 

[PokerGuy]

Nobody should EVER use paypal for anything of significant value. The paypal terms of service basically spell out that you've given away any chance you have of recovering anything if something bad happens.

Bottom line, use your credit card. If the person can't take a credit card, find another vendor that will. Paypal is fine for a $10 item, but when you're talking about more expensive items, it's terribly risky.

 

[SupaDupaCheez]

Is there any way I can protect myself while making a purchase

Protection......HAHAHAHAHAHAHAHAHA....buyer....HAHAHAHAHAHAHAHA....PayPal...BWAHHAHAHAHAHAHAHAHAHAHAHAH

 

[PingSpike]

Originally posted by: PokerGuy
Nobody should EVER use paypal for anything of significant value. The paypal terms of service basically spell out that you've given away any chance you have of recovering anything if something bad happens.

Bottom line, use your credit card. If the person can't take a credit card, find another vendor that will. Paypal is fine for a $10 item, but when you're talking about more expensive items, it's terribly risky.

Thats my philosophy as well. I'm on my own out there so I just won't buy something that costs more then I'm willing to risk losing.