I don't like onboard RAID controllers simply because you can't switch to another board when you upgrade. You have to reformat and set the RAID on that controller. If you have any inclination of keeping your drives when you upgrade, use an add-on RAID controller card. It makes for much easier times when switching MB's.
Now, as for RAID itself, I think for business applications it speeds up access but as for games, I've seen the tests run where the FPS actually drop a few frames. Not what you really want for performance. I've simply gone with a 74GB Raptor and get super access times, both read and write. I will get a Maxtor 10 with SATA II, NCQ and 16MB of cache when the SLI BIOS stop losing this drive on POST.