that wouldn't even make a difference. starting CoL where he is, would already include married + kids, and new place would be the same CoL comparison.
The horsehit part is that anywhere would = a $35k difference--that is asinine.
I assume that OP calculated his current 8k sq foot house, wanted the same situation in the Bay Area, and will only accept that this is the only option available to him, because that's what he expects.
That, simply, is not how CoL works, my friend. Frankly--that is simply not available. You won't find it--period. It doesn't exist, therefore--it is not a relevant comparison. Inability to adapt to the real environment tends to retard and bias these calculations.
What you lose in square footage for your house, you gain in activity--you no longer live in a flat, desolate wasteland of corn fields and cheese curd-eating scandinavians, that only the most insane would want to habit. There are mountains. There is an ocean. There are...bodies of water. There is skiing and surfing, there is wine country and produce (most of your produce comes from CA. All you have is wheat, and corn that only cows can eat) and fresh dairy and overly-coddled meat.
One must consider these things.
But yeah--no jobs, and it's too fucking crowded. So stay away.
😀