- Oct 20, 2003
None of that is true. Advantage and Gap plans are part of Medicare. You can have basic Medicare without them, but coverage is very limited. Those plans add quite a lot, but they vary widely and many are only available in portions of states.
This site does a pretty thorough job of comparing them: https://q1medicare.com/
This is the official Federal site: https://www.medicare.gov/
Have at it then... as usual you know best.