Screaming out of the gate again!
Finally did a clean reinstall of Win7-64. I had tried to formatting the SSD thru the cmd prompts and various other ways but after reinstalling Win7 about 3 times and still having the same performance problems, I knew that I had to do something else that may actually swipe my SSD completely clean.
I googled swipe HD and this came up,
http://www.dban.org/, which is a free download to clean your hard drive completely, sector by sector. It suggests that you clean the hard drive overnight and that is what I did. I think the dban program did an excellent job.
I know this is unrelated to "buying a Dell" but figured I should put this information here where others can see flowchart of what I have done and follow its lead or just go ahead and buy a Dell (which doesn't seem like such a bad idea come to think of it?).
I am going to try to reinstall some programs a little more diligently without using CNET or DOWNLOADS.com and so far that is the take-away for anyone else reading my advice post install.
Will update with more info soon but going to try to optimize the performance before doing so.
Best.