Ok, I pay my bills on time but Macy's outsourced collection agents call me even if my bill is a day "late" - which sometimes happens since I have 3 macys accounts with different due dates.. I never asked for 3 accounts - they created sub-accounts for different purchases types (0% financing offers in one account, furniture under another, store purchase under another).. ARGH, especially since they all 3 have different due dates.
Anyways, since I always pay all three accounts on the 15th, regardless of when they're due, Macy's hounds the shit out of me and my wife.... So, when they call, I just fuck with them - saying "que?" whenever they call is one way.. I got into a fight with heavily accented outsourced agent because I demanded to know his real name, since Frank Jones was obviously a made up name.. Next time I think i'll ask them what they're wearing..