If you want your health insurance company to survive... just make check payable to...

rudder

Lifer
Nov 9, 2000
19,441
86
91
obama of course. He is wielding the discretionary power to apply some, none, or all of the obamacare mandates on different companies. This means for instance McDonalds may keep employees insured affordably... but what if Burger King supported McCain?

We have seen with the government takeover of GM and Chrysler and the subsequent closings of dealerships that it helps to have donated to the democratic party (being a minority did not hurt either).

Will the Secretary of HHS use her new power for good or will this absolute power corrupt absolutely?

http://online.wsj.com/article/SB10001424052748704789404575524502131067836.html
 
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theeedude

Lifer
Feb 5, 2006
35,787
6,197
126
This company sounds like it's ripping off McD employees. Keeping more than 20% of the premiums, and $2000 coverage limit.
 

boomerang

Lifer
Jun 19, 2000
18,883
641
126
There's good reason for this administration to be referred to as a "regime".
 

PeshakJang

Platinum Member
Mar 17, 2010
2,276
0
0
This company sounds like it's ripping off McD employees. Keeping more than 20% of the premiums, and $2000 coverage limit.

How much do they pay in premiums? These are hourly workers we are talking about... with a high turnover rate, having such a mini-med insurance policy is a pretty good deal.
 

theeedude

Lifer
Feb 5, 2006
35,787
6,197
126
How much do they pay in premiums? These are hourly workers we are talking about... with a high turnover rate, having such a mini-med insurance policy is a pretty good deal.

Having an insurance that only covers $2K and takes 20% of the premium for itself is not a good deal. It's like buying $1 item online and paying $5 shipping.
 

ZaneNBK

Golden Member
Sep 14, 2000
1,674
0
76
Having an insurance that only covers $2K and takes 20% of the premium for itself is not a good deal. It's like buying $1 item online and paying $5 shipping.

Not to mention it was $14/week for that coverage, which is $728/year. $728/year for $2,000/year coverage is horrible.
 

GuitarDaddy

Lifer
Nov 9, 2004
11,465
1
0
All this does is highlight how poorly McDonalds treats their employees, and overcharges them for shit insurance thats not worth a dime.

And its also a REPOST
 

Hayabusa Rider

Admin Emeritus & Elite Member
Jan 26, 2000
50,879
4,268
126
All this does is highlight how poorly McDonalds treats their employees, and overcharges them for shit insurance thats not worth a dime.

And its also a REPOST


Apparently it's good enough for Obama. Congratulate yourselves, you made this happen!
 

rudder

Lifer
Nov 9, 2000
19,441
86
91
All this does is highlight how poorly McDonalds treats their employees, and overcharges them for shit insurance thats not worth a dime.

And its also a REPOST

yeh, let totally forget that the head of the HHS has free will to "excercise her discretion" in enforcing any new requirements of obamacare. Of course this will be "regulated" later in future bills. People should not have a problem with this I suppose.

And I apologize for the repost... early and I did a slacker search.
 

her209

No Lifer
Oct 11, 2000
56,336
11
0
"Ba da ba ba baaaa... I'm loving it."
lrg_McDonalds__Im_lovin_it.gif
 

woolfe9999

Diamond Member
Mar 28, 2005
7,153
0
0
yeh, let totally forget that the head of the HHS has free will to "excercise her discretion" in enforcing any new requirements of obamacare. Of course this will be "regulated" later in future bills. People should not have a problem with this I suppose.

And I apologize for the repost... early and I did a slacker search.

The Healthcare Law gives he discretion to the regulator to issue waivers if applying the 80/85 rule would put a company out of business or end coverage for lots of people. In that respect, it is typical of legislation that provides regulatory power. And it is typical of regulatory legislation on both the state and federal levels. If regulations have zero flexibility built in, then the regulations are poorly conceived.

The irony here is that critics of the bill have said over and over again that these regulations would put insuerers out of business and/or cause people to lose coverage, but when we find out that the legislation actually permits hardship waivers, suddenly that is a bad thing because now the regulator has "too much power." It was a bad thing that McDonalds was going to drop coverage; now it is a bad thing that they won't. They're pretty much damned if they do, and damned if they don't. Is that about right?

Incidentally, there will be specific guidelines for exercising this "discretion." It isn't a free for all. But more importantly, every decision of the HHS is subject to court review if an aggrieved party so chooses. Sebellius is not the court of last resort here. But don't let the facts get in your way here.

- wolf
 

woolfe9999

Diamond Member
Mar 28, 2005
7,153
0
0
It's good to be king.

Kings don't have their decisions subject to judicial review. You would do well to learn the facts before joining a chorus of "me too's." You're usually pretty objective, but I get the feeling that with the Healthcare Law, you have so convinced yourself of its total and absolute "badness" that pretty much any negative comment about it will elicit a kneejerk nod from you.

- wolf
 
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Pulsar

Diamond Member
Mar 3, 2003
5,224
306
126
All this does is highlight how poorly McDonalds treats their employees, and overcharges them for shit insurance thats not worth a dime.

And its also a REPOST

You are absolutely right. 100% unskilled labor certainly is difficult enough for that person to demand full health care coverage.

And I think they're underpaid too.

Ding fries are done, ding fries are done..........

Oh, and if this insurance is as worthless as you claim it is, I suppose no one will complain when MD drops it, right? Oh wait.
 
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nobodyknows

Diamond Member
Sep 28, 2008
5,474
0
0
Kings don't have their decisions subject to judicial review. You would do well to learn the facts before joining a chorus of "me too's." You're usually pretty objective, but I get the feeling that with the Healthcare Law, you have so convinced yourself of its total and absolute "badness" that pretty much any negative comment about it will elicit a kneejerk nod from you.

- wolf

He's still mad about the flu vaccine "shortage". Now this? OMG the sky is falling!!
 

nobodyknows

Diamond Member
Sep 28, 2008
5,474
0
0
You are absolutely right. 100% unskilled labor certainly is difficult enough for that person to demand full health care coverage.

And I think they're underpaid too.

Ding fries are done, ding fries are done..........

Oh, and if this insurance is as worthless as you claim it is, I suppose no one will complain when MD drops it, right? Oh wait.

Do you want some spit with those fries?? :p
 

Pulsar

Diamond Member
Mar 3, 2003
5,224
306
126
Do you want some spit with those fries?? :p

ROFLOL.

Fast food workers are people too, but in the great scheme of things it seems like a lot of the "everyone should be equal" crowd can't see the forest through the trees.

A job that requires no education and no particular skills or abilities is not one which should pay someone a living wage and provide a full set of benefits. It's just not economically feasible: it doesn't matter what country you're talking about.

MD's is giving their part-time unskilled work force a great deal. They can pay $700 and get a 400% return on investigate by putting it toward their medical expense. The more expensive plan (I believe it was $1500 for $10k of coverage) is an even better deal.

Those MD employees should be LOVING the fact that they are getting those extras, and I suspect they are. I doubt any of the people complaining about how horrible the plans are really work for MD. I suspect the people complaining about the plans going away are the ones who DO work there.
 

Steeplerot

Lifer
Mar 29, 2004
13,051
6
81
lol @ people who consider "unskilled workers" not worthy of being healthy but those CEOs who run their companies into the ground and stockbrokers are sure skilled enough to be a protected class.

Socialism for the rich supported by the working class. The irony is delicious.

I would love to see these lazy posters bashing unskilled labor work 12 hour days over a hot grill or steaming grease waves while dumping fries. I did that crap when a teenager and it is a lot of work if you work full time.

And no one gets these bennies at mc d's unless you a manager. You have to be there a few years usually.As far as the "turnover risky employees bit" McDs managers work at same job as the rest of the modern US working class that moves on after a year or 3.
 

Lemon law

Lifer
Nov 6, 2005
20,984
3
0
Maybe just the point, why should WE THE PEOPLE want our rip off health insurance company to survive when we could have gotten a far better public option. Now we have a watered down health care law without that public option but we can and will add the public option back in if the private insurance companies keep ripping us off.
 

cubby1223

Lifer
May 24, 2004
13,518
42
86
Not to mention it was $14/week for that coverage, which is $728/year. $728/year for $2,000/year coverage is horrible.

Not to mention it was an optional plan, and that particular choice you highlight was on the lowest end. If you don't like the coverage, you did not have to pay for it.
 

cubby1223

Lifer
May 24, 2004
13,518
42
86
Maybe just the point, why should WE THE PEOPLE want our rip off health insurance company to survive when we could have gotten a far better public option. Now we have a watered down health care law without that public option but we can and will add the public option back in if the private insurance companies keep ripping us off.

Grow up.

The pharmaceutical industry rips us off far more than insurance companies do, and they get away with it because of government regulations, especially from the regulations on insurance companies.
 

Hayabusa Rider

Admin Emeritus & Elite Member
Jan 26, 2000
50,879
4,268
126
Kings don't have their decisions subject to judicial review. You would do well to learn the facts before joining a chorus of "me too's." You're usually pretty objective, but I get the feeling that with the Healthcare Law, you have so convinced yourself of its total and absolute "badness" that pretty much any negative comment about it will elicit a kneejerk nod from you.

- wolf

First about Kings and Presidents. In this decade we locked up an American citizen without his Constitutional protections. No charges, no legal representation, nothing. Years pass and finally it comes to where the judiciary acts and ends that. Years of life gone without so much as a trial. Now it's true that was eventually corrected, but it was the will of the President which made a travesty of justice. In fact there is no guarantee that a case will even be heard. It would be a mistake to assume that a President would be held accountable for his actions.

Regarding the healthcare law, yes I am extremely skeptical about it considering the lack of understanding of health care by those who's job is to write rules and legislation. Regulations which are often written which have inherent contradictions. Regulations which have been used to punish practitioners who acted in good faith, yet because of conflicting rules were able to be punished. In NY Elliott Spitzer hired temps to go around to pharmacies after having identified such situations with the purpose of fining to make money for the state. He was saving us from "corruption" of course. Right.

I've seen where the government by it's own error knowingly allow a man to die because they enacted regulations which changed billing information before sending out new medicaid cards. Those rules prevented anyone in government from giving out the information, and would make criminals of people who tried to circumvent them. Eventually it was corrected, but too late.

So yes, I'm skeptical of a huge bureaucracy with the power to destroy. Can something good of it? Yes, but I wonder what the law of unintended consequences will bring.
 

Pulsar

Diamond Member
Mar 3, 2003
5,224
306
126
lol @ people who consider "unskilled workers" not worthy of being healthy but those CEOs who run their companies into the ground and stockbrokers are sure skilled enough to be a protected class.

Socialism for the rich supported by the working class. The irony is delicious.

I would love to see these lazy posters bashing unskilled labor work 12 hour days over a hot grill or steaming grease waves while dumping fries. I did that crap when a teenager and it is a lot of work if you work full time.

And no one gets these bennies at mc d's unless you a manager. You have to be there a few years usually.As far as the "turnover risky employees bit" McDs managers work at same job as the rest of the modern US working class that moves on after a year or 3.

Are you lieing, or just speaking about which you know nothing? Mcdonalds crew is also eligible for health care - and its more than that. Death Insurance, copays, life insurance, disability, health care and day care spending accounts (tax free), dental, optical...
 
Dec 10, 2005
29,379
14,850
136
How much do they pay in premiums? These are hourly workers we are talking about... with a high turnover rate, having such a mini-med insurance policy is a pretty good deal.

From the other McDonald's health insurance thread:

30k people across 10k locations means only the top 3 managers at each location get this insurance. Part time people do not get it. Even most of the full time people don't get it. A small McDonalds will have 10-20 total employees, 1 store manager, and about 5 shift managers.
Source: I worked at McDonalds before.