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if someone stole $10,000 from you...

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For an amount that large, I'd probably go through a lawyer or something just to make the process "legal" and make it so they HAVE to pay it back by a certain date. Not really sure how that would work exactly but I'm sure it can be done.

Or I'd just tell them to go to the bank for a loan, because that's where I would be going anyway for that amount. Cut out the middle man. 😛
 
i wonder if many of you even graduated 3rd grade. the thread is about someone taking 10k from you and not paying it back.

i dont care about petty $40 stories or the fact that you would NEVER loan money. shit damn, people. learn to read and participate.
 
i wonder if many of you even graduated 3rd grade. the thread is about someone taking 10k from you and not paying it back.

i dont care about petty $40 stories or the fact that you would NEVER loan money. shit damn, people. learn to read and participate.

I would file a lawsuit.
 
you would have to be mentally deficient to lend that quantity of money without a contract. should be easy lawsuit to recover the money.
 
someone did steal that much from me when I had my identity stolen...fucker had a forged driver's license with all my info and all my bank account info. He went to 4 banks within the span of 2 hrs withdrawing ~$2-3k each time. They stopped him at the last bank, but he ran out.

I got all my money back though
 
I won't loan money out I can't afford to not get back.

And if I can afford to not get it back, I have many times just given it to them. Small amounts have almost always been repaid anyways, but not always a large amount.
 
With a tangible asset like a house drawing up a contract in which you become the owner of the house in case of a default on the loan wouldn't be too hard.

Not really. Depending on the house, the deal the buyer makes, and the market you could end up with a home that is worth far less than what is owed on it.
 
I'm too frugal to lend that much. Anyone that needs to borrow that much is very unlikely to pay it back.
 
I've lent and borrowed hundreds short term with work friends several times (4 figures on one or two occasions), and will continue to do so. No sense in letting natural fluctuations in cash on hand get in the way of taking care of business..

Then again being a known deadbeat at the office could easily cost you your job (culture dependent).

As for the OP's prompt.. there are occasions with a handful of friends and family I would lend a fair bit of money, and I would fully expect them to pay me back. I guess I can't think of anyone I spend time with that has ever "borrowed" money and not paid it back. On the off chance it did happen, I guess I'd hassle them for a bit before cutting ties. And to be clear, we're not cutting ties because of the cash on its own, but what it implies about the borrower's personality.
 
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Neighbor borrowed $3 from me the other day and has been ducking me since. I hope he dies.

...$3? You're such a cheap ass that you can't grant a trivial amount to someone you permanently reside next to? Good god... the day I get butt hurt over giving a neighbor $3 is the day my unemployment check runs out.
 
Really? long time friend calls and says he got arrested and needs bail money and will repay you as you as he is bailed out (just assume he has the financial capability), still wouldn't?
The nice thing about having decent friends is that you don't have to worry about them getting arrested.
 
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