Sadly this has happened with the same amounts of money you're talking about, in my town.
Ghetto end of town with a chromed Hummer H2 in front of it.
We used to watch them pull-up in blinged Escalades and whatnot all the time, dropping-off baby momma and a few kids at the ER for fever and the sniffles, because they "can't afford" a family physician.
$400+ per month car payment, $150+ per month for insurance, $100+ per month for gas, plus whatever the minimum monthly payment is on the $10,000 worth of custom accessories and extra bling they put on credit.
But they "can't afford" an $80 office visit and $20 generic prescriptions for their offspring.