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I thought I made a poor car purchasing decision...

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We're all stupid in varying degrees including you two with the new Civics at $10/hr right down to anyone who isn't buying the absolutely most economical car available. But rest assured that the guy with the STi is even more stupid. We just bought a new car that my wife is picking up today so I'm also stupid. It makes me feel better to know that we will have one economical car ('97 Civic ~60k miles) that I will drive to the train station every day that will be paid off in a week or so. Frankly I think that participating in modern life at all is fairly stupid, but here we are. You'll be fine as long as you can look around the room and find the really stupid guy because then it's not you.
 
being in debt and owing through your teeth is the only way corporations will tolerate you as a customer. they are in it for the long haul, they know the math of dollar cost averaging and you know the math of insecurity and greed. i.e. If I have model XYZ car in red/black/magenta, dress in abercrombie & fitch, accessorize with prada or gucci or ghetto bling, have the perfect wedding/house/shoes for every outfit etc... then i am a success in other peoples' eyes and will feel good about myself and my decisions for the 15 minutes a day people notice me. Will & Grace syndrome.

or in other words...people spend beyond their means to get laid. So companies market a product with sex appeal.
Our mating dance has turned into 'what's your limit'? And then 40 years of financial regret and a stress related heart attack.

yes i'm very biased 😀
 

Some people ENJOY cars, and thus they find driving some clunker POS to be unacceptable. I have two vehicles, one of which I enjoy driving very much. I could buy a POS and save a lot of money,

~~~~~~~~~~~~~

Both nice cars, imo, but not at all my preference; however, in the end that's what it's about, preference. Do you have any hobbies? Why would a photography enthusiast pay 10x the cost of what the average consumer might otherwise pay? Why would a computer enthusiast pay more to build a system on their own than they could buy from Dell?

People have interests, and these interests manifest themselves in various ways.

~~~~~~~~~~~~~

Ornery, you crack me up. You proudly own 2 cars I absolutely despise and consider to be horribly unsafe. Be careful going down the highway trying to navigate those poor-handling boats.



The point of this topic is about spending a fortune on a car, when you don't even own any real estate, or your own apartment for that matter. Bottom line... IT'S STUPID, IRRESPONSIBLE and TYPICAL!

It's irrelevant whether it's your hobby or whatever. You've got to become self sufficient at some point.

My other point is that a used car doesn't have to be a 'clunker POS' either. This Used car best bet is a good example.
 
Originally posted by: Ornery

My other point is that a used car doesn't have to be a 'clunker POS' either. This Used car best bet is a good example.

GAH!!

A Grand Marquis? Worst handling car, EVER!

Rented one on a trip to Florida. Floaty, squishy, weak braking. Hated it!
 
Originally posted by: conjur
Originally posted by: Ornery

My other point is that a used car doesn't have to be a 'clunker POS' either. This Used car best bet is a good example.

GAH!!

A Grand Marquis? Worst handling car, EVER!

Rented one on a trip to Florida. Floaty, squishy, weak braking. Hated it!

Say what now?

I thought RWD = teh GOD cars at this place.
 
Originally posted by: CChaos
....................................Frankly I think that participating in modern life at all is fairly stupid, but here we are. You'll be fine as long as you can look around the room and find the really stupid guy because then it's not you.

Amen
 
Originally posted by: Heisenberg
I will never ever ever finance a car. You end up paying way over what the car is worth.

Ha, I'm financing a car right now and I'll end up paying $1,000 in interest total over 5 years-free money baby! My car is worth more now than I owe on it.
 
I think he screwed up.
Balancing wants and needs is lifes big challenge, Its better to put money into an appreciating asset like a house and not a depreciating one like a car.
That being said people gotta have hobbies and cars are one of them, you can't worry that everything in life has got to be finacially advantageous.
It doesn't, but if your missing the boat on some key elements of life you are shortchanging your future too and that is what you have to be careful of.
Some can afford a Mercedes some can't your job is to figure out which one of those you are.
That being said
He can always sell the car 🙂
 
Just think about it financially. Calculate the net present value of the car when you finish paying off the loan, including depreciation and interest. Then, if you're ok with that number, it would be ok to finance the car
 
Originally posted by: jdini76
Originally posted by: Heisenberg
I will never ever ever finance a car. You end up paying way over what the car is worth.

Then how would you buy a car? are you rich or something?

Bwahahahhahaha...

The voice of someone who's never had to live on his own and make minimum wage. 😀
 
Originally posted by: conjur
Originally posted by: Ornery

My other point is that a used car doesn't have to be a 'clunker POS' either. This Used car best bet is a good example.

GAH!!

A Grand Marquis? Worst handling car, EVER!

Rented one on a trip to Florida. Floaty, squishy, weak braking. Hated it!
rolleye.gif
Gotta wonder why your local cops use them as interceptors, eh? Why they're the first choice for taxis and other fleet vehicles? These reviewers must have their heads up their ass, I guess:
  • Editors' Most Wanted Vehicles for 2002
    • A rolling example of the "If it ain't broke, don't fix it," philosophy, the Crown Victoria and Grand Marquis twins continue to be the vehicles of choice for taxi companies, police departments, retirees and families who want a large, comfortable sedan without having to spend the big bucks on a luxury nameplate.

    Value is the story here, as well.
    • After spending several weeks behind the wheel of this big Merc and its sister in the Ford product lineup, the Crown Victoria, our elders have earned newfound respect for the wisdom of their automotive preferences.
      It's fairly obvious why the Ford Crown Victoria and Mercury Grand Marquis are smart choices. The cars are, most importantly to our staff, fun to drive.

    What's with kids these days? I guess there are some things they'll just never understand.
    • But the original "pony car wars" actually signaled the end of the muscle age ? an era that had its genesis with a slew of big-engined, full-size hardtops and sedans.

      That's right, fast family-size cars started it all. Big Chevy Impalas, Pontiac Bonnevilles, Buick Wildcats, Ford Galaxies and Plymouth Furys ruled the roads. They touted huge, powerful V8s ? the fabled Chevrolet 409. Poncho's (Pontiac's) hot 421 and Buick's 401. Ford's venerable 406. And Mopar's 413.

    Who Needs a Minivan when Lincoln Offers a Trunk this Big?
    • Truth be told, we did not expect to like this Lincoln, which obtained an unsavory nickname concocted by a groomsman. Still, after living with the Town Car for ten days, we came to appreciate the comfortable interior, the huge trunk, the V-8 power, and all the little luxury conveniences. Driving this Lincoln made us wonder how big rear-drive cars fell out of favor with the American public.

    An enduring, endearing tradtional.
    • It is, as they say, a lot of car for the money.

    1992-2002 Ford Crown Victoria: Consumer Guide Best Buy
    • Handling and stability are fine for a big sedan. The base suspension absorbs bumps nicely, yet doesn't wallow or float past pavement swells.

    Ford Crown Victoria, 1992-1998
    • It's hard to believe, I know, but this big four-door handles surprisingly well. Even the base suspension does a good job of absorbing bumps and road bruises... The truth is, you don't wallow and float in a Crown Vic, at least not to the extent you might think.

    Jedlicka Reports
    • Virtually all American family cars were downsized and switched from rear- to front-drive in the 1980s to lighten them so they could deliver higher fuel economy without losing much?if any?interior space.

      But guess what? New large domestic cars with rear-drive will be introduced in the not-distant future. Engines and transmissions have become far more efficient, and American automakers know that a rear-drive layout?common with upscale European cars such as BMW and Mercedes-Benz?gives better weight distribution and balance. The result is sharper, more stable handling.

    Review by RON DRYSDALE
    • Such antics are more typically undertaken in something like a Porsche, but they also provided my most edifying moment in the surprisingly-athletic Crown Victoria that I was driving that day. Simply put, the car remained flat and cornered like it was on rails.
Surely you'll have links to back up your BS...
 
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