I need money for school

[f4phantom2500]

I need $3,130 to pay for tuition by May 10 for summer classes, and I have about $1,100 right now. I work 20 hours/week making $9/hour. I can't really get grants and stuff because my parents make too much money and they list me as a dependent. I don't want to have to make my parents pay for me to go to school this summer, or at least want to take the burden off of them as much as I can. I could get another loan from the bank, but sheesh I really don't want to have a bunch of loan debt piled up. I have a few things I could sell, if I'm lucky I could see $1,000 out of it all. So, can anyone think of any ways I can (legally) make at least $2,000 in 2 months? I'd really prefer something that pays well because I'm currently enrolled in 15 hours of classes so I don't have much time anyway, what with already working 20 hours/week. The only times I don't have classes or work for large chunks of time is Mon/Wed/Fri after 5 and on weekends, and every day before 9am. Help!

 

[mzkhadir]

sallie mae signature loan would be your other bet if this doesn't work.

 

[KLin]

Work more hours is about the only way you can do it on your own legally.

 

[leftyman]

When you get desperate enough, ask about the illegal things you can do. Im sure you will get a lot more help then.

 

[f4phantom2500]

Originally posted by: KLin
Work more hours is about the only way you can do it on your own legally.

I work on campus, and they won't let me work more than 20/week, plus the office closes at 5 so the only way I could really get more in would be to come in at 8 on Tuesdays and Thursdays, but I don't think they'd really go for that.

 

[Nightfall]

Give blood or plasma? I know a lot of students who give that and get paid pretty well. About $50 a donation.

 

[f4phantom2500]

Originally posted by: Nightfall
Give blood or plasma? I know a lot of students who give that and get paid pretty well. About $50 a donation.

Lol, maybe donations at a sperm bank? "Whoa! I made $10,000 last week! Who needs college?!?"

 

[j00fek]

get a loan from nelnet?

 

[archcommus]

I'm sorry, but if your parents make "too much" for you to be eligible for grants, they should be paying your tuition almost in its entirety. Do they need to hoard their money for their retirement or something?

 

[FoBoT]

jobs tend to earn you money
or skip summer school and work more

 

[f4phantom2500]

Originally posted by: archcommus
I'm sorry, but if your parents make "too much" for you to be eligible for grants, they should be paying your tuition almost in its entirety. Do they need to hoard their money for their retirement or something?

The retirement thing is part of it, but the real reason behind it is that the whole reason I'm planning on going to school this summer is to make up classes that I've done poorly on these first two semesters, so I don't want to make my parents pay for my folly, especially since they've been generous enough to help me so far and I just pissed that away (well not entirely but yeah).

 

[alien42]

Originally posted by: archcommus
I'm sorry, but if your parents make "too much" for you to be eligible for grants, they should be paying your tuition almost in its entirety. Do they need to hoard their money for their retirement or something?

my thoughts exactly, of course i was brought up with the idea that parents should pay for college if they can.

 

[Kenshin911]

My parents started paying for it, but then they realized since I had a job I could pay for it, and I have been ever since.

 

[S Freud]

I'm sort of in the same boat. Maybe you could look for a job outside of campus in order to get more hours.

 

[Jeff7]

Originally posted by: alien42

Originally posted by: archcommus
I'm sorry, but if your parents make "too much" for you to be eligible for grants, they should be paying your tuition almost in its entirety. Do they need to hoard their money for their retirement or something?

my thoughts exactly, of course i was brought up with the idea that parents should pay for college if they can.

That, or they could at least offer you a low or no interest loan until you're done with college. My grandfather did that for my mom when she went to nursing school - he loaned her what money she needed, interest free, to be paid back when she was able to.

 

[Nightfall]

Originally posted by: f4phantom2500

Originally posted by: Nightfall
Give blood or plasma? I know a lot of students who give that and get paid pretty well. About $50 a donation.

Lol, maybe donations at a sperm bank? "Whoa! I made $10,000 last week! Who needs college?!?"

There is a friend of mine who gave sperm on a regular basis, but he was also had an above average IQ and very good looks. Women really found him attractive for some reason....even though he was a jerk to them. Anyway, he gave sperm as often as he could and he got paid well for it. I suppose if you are smart and good looking, you can get paid to do that. I was never that exceptional in the brains or looks department.

 

[BarneyFife]

Originally posted by: alien42

Originally posted by: archcommus
I'm sorry, but if your parents make "too much" for you to be eligible for grants, they should be paying your tuition almost in its entirety. Do they need to hoard their money for their retirement or something?

my thoughts exactly, of course i was brought up with the idea that parents should pay for college if they can.

So was I. They paid for my college and I intend to pay for my children's college.

To the OP: Just ask your parents for the money. Its only 2k and then repay them back. Don't whore yourself out to the banks at 8% interest and higher.

 

[dullard]

You -> want to avoid student loans.

Student loans = the best loan you could ever have.

Thus,

You -> want to avoid doing things that are good for you.

In that case, I cannot help.

 

[f4phantom2500]

Originally posted by: BarneyFife
To the OP: Just ask your parents for the money. Its only 2k and then repay them back. Don't whore yourself out to the banks at 8% interest and higher.

The thing is I dunno if they can swing it; my mom has their finances pretty tightly budgeted. My dad may be getting a new job soon that pays MUCH better, but that's not 100% guaranteed (but we're pretty sure he'll get it). Plus I mean, It's not that I think they'll hold it over me or anything, but I don't want to have to borrow money from family members if I can help it, I don't want them to think I can't do it by myself I guess. It would be really degrading I think since I'd be borrowing from them because of my mistake anyway, it's a similar situation as to why I don't want to make them pay in the first place. Even though I'd be paying them back, I'd still be putting them through that. I have other family members with enough money, but I don't want to ask them either, because some of them would hold it over me. I dunno, does all that make sense? I guess I just don't want to have to fall back on my parents if I don't have to, even if it's a loan, especially since they've helped me out so much so far.

Originally posted by: dullard
You -> want to avoid student loans.

Student loans = the best loan you could ever have.

Thus,

You -> want to avoid doing things that are good for you.

In that case, I cannot help.

I'll take out a student loan if it comes to that, but I want to know what my other options are in the meantime, I mean I do have 2 months before I need the money.

 

[dullard]

It makes perfect sense to not want to mix family/friends and money. That mix turns out very badly quite often.

Sorry to be abrupt in my previous post, but I needed to get your attention. I've seen one too many people seriously regret their "avoid student loans" plan. Minimizing student loans is an admirable goal. There is no reason to attend a college you can't afford, to splurge on items you can't afford, or both. But to avoid student loans like they are the plague is taking that way too far. Yes, some lucky/highly skilled people can successfully avoid them and be fine. But many who try make their situation much worse.

You are already taking classes full time (~40 hours per week is what you should be spending with that load). You are already working the max time that the school's policy allows (20 hours/week). That limit is there for a reason. Your primary goal should be your classwork, not avoiding a loan.

Sure, you COULD work more and pay for these repeat classes. But if you had 2 full time jobs (school + work), would you really truely excel at those classes? You already admit you didn't focus enough the first time around. How would you feel to fail a second time on them over a measly few dollars? Or suppose if you did both well, would it distroy your social life and your sanity?

$2000 isn't much. You could work your a$$ off for it now. Or you can live cheaply for less than one month once you graduate and have it all paid off. (1) Two months of torture and pain at 80 hours/week now, or (2) 2 weeks of working 40 hours/week later. Your choice.

 

[Ausm]

Get a job as a part time fluffer!


Ausm

 

[Tiamat]

if you are dependant on your parents tax-wise, ask them for the tax benefits that they receive for your dependance to be put towards your tuition.

I made this argument/discussion with my dad several years ago when I was in undergrad, worked out all the numbers, and we came to a good compromise. I was earning a similar part-time wage as you, so if I filed as non-dependant, I would get a certain amount. As a dependant, I lose a certain amount (Lifetime learning credit). The compromise was that my dad would cut me a check for the difference. After all the numbers were worked out, it seemed to be the logical and best use of the tax refund.

For me, the difference was about 1300$. This amount made it possible for me to make my tuition payments without having to increase my work time substaintially -- although my pay grade did increase each year to help fund my education.

BTW, I grew up on the ideals that after high school, I am on my own -- thus college expenses are all on me. Since I did well in high school, my parents agreed to pay for the first year. After that, I worked to pay off the 30k$ per year charge from university. You could also try to make an agreement with your parents -- they loan you some money and you pay them back in installments.

 

[f4phantom2500]

Originally posted by: Tiamat
if you are dependant on your parents tax-wise, ask them for the tax benefits that they receive for your dependance to be put towards your tuition.

I made this argument/discussion with my dad several years ago when I was in undergrad, worked out all the numbers, and we came to a good compromise. I was earning a similar part-time wage as you, so if I filed as non-dependant, I would get a certain amount. As a dependant, I lose a certain amount (Lifetime learning credit). The compromise was that my dad would cut me a check for the difference. After all the numbers were worked out, it seemed to be the logical and best use of the tax refund.

For me, the difference was about 1300$. This amount made it possible for me to make my tuition payments without having to increase my work time substaintially -- although my pay grade did increase each year to help fund my education.

That's a good idea, but I think I'm probably just gonna go with another loan. Again, good idea, but I'd rather save that one for a rainy day why call in a favor if you don't need to?

 

[Tiamat]

Originally posted by: f4phantom2500

Originally posted by: Tiamat
if you are dependant on your parents tax-wise, ask them for the tax benefits that they receive for your dependance to be put towards your tuition.

I made this argument/discussion with my dad several years ago when I was in undergrad, worked out all the numbers, and we came to a good compromise. I was earning a similar part-time wage as you, so if I filed as non-dependant, I would get a certain amount. As a dependant, I lose a certain amount (Lifetime learning credit). The compromise was that my dad would cut me a check for the difference. After all the numbers were worked out, it seemed to be the logical and best use of the tax refund.

For me, the difference was about 1300$. This amount made it possible for me to make my tuition payments without having to increase my work time substaintially -- although my pay grade did increase each year to help fund my education.

That's a good idea, but I think I'm probably just gonna go with another loan. Again, good idea, but I'd rather save that one for a rainy day why call in a favor if you don't need to?

Yeah, i just read about your poor academic achievement. I would probably not call in a favor from my parents either in this case

 

[BooGiMaN]

this is a long shot....but desperate times call for desperate measures....

take all the money you have now and either buy 1100 lottery tickets..or go to vegas and bet it all on one spin of the roullete table!

its so crazy it might just work!!

well it always works int he movies anyhow......