I hate my bank

[TallBill]

Originally posted by: rleemhui

Originally posted by: TallBill
you sure its not just the first time? since it does say "activation"

I don't see it saying activation...it says "activity"

Needless to say I think I am going to close my account here. If it was a $10,000 checked I cashed....and wanted the money on spot. Then I could understand a fee. Seeing as it was a $90 deposit....thats nearing 10% of the value of the check. Screw them!

ah, i misread.. firebomb them

 

[PurdueRy]

Originally posted by: HomeBrewerDude
i would raise bloody hell. that is ludricous and criminal! raise hell and get your money back and then close all accounts ASAP.

were you not notified of these charges? You should have been notified twice. Once when the policy was put into place, and again before the transaction was initiated.

nope the lady was a b!tch when I went to deposit that check. She's like "Whats your account number"

"Um....Can't you look it up(I have been gone from campus all summer"

"::rolls eyes::"

::hands drivers license::

::Writes it down::

"Bring this with you next time"

::cashes check::

"Here you go ::hands me receipt::"

 

[HomeBrewerDude]

Originally posted by: rleemhui

Originally posted by: HomeBrewerDude
i would raise bloody hell. that is ludricous and criminal! raise hell and get your money back and then close all accounts ASAP.

were you not notified of these charges? You should have been notified twice. Once when the policy was put into place, and again before the transaction was initiated.

nope the lady was a b!tch when I went to deposit that check. She's like "Whats your account number"

"Um....Can't you look it up(I have been gone from campus all summer"

"::rolls eyes::"

::hands drivers license::

::Writes it down::

"Bring this with you next time"

::cashes check::

"Here you go ::hands me receipt::"

time for you to raise bloody hell....

not only did you get raped with the $6 fee, but you didn't even get a kiss.

 

[ironcrotch]

Originally posted by: CptObvious
I have a restriction like that on my BofA account. If I use more than 1 teller transaction per billing cycle, I get a $3 service charge per visit. I've been meaning to switch banks for the longest time but been too lazy to do it.

:Q I have BofA and love it, my account is pretty much completely free. Except for any bonehead moves I make.

 

[gwlam12]

I think the fact that you said "Can't you look it up" made her roll her eyes. I would've simply said "Sorry, I don't have it memorized."

 

[PurdueRy]

Originally posted by: gwlam12
I think the fact that you said "Can't you look it up" made her roll her eyes. I would've simply said "Sorry, I don't have it memorized."

well I probably said "Can you..." but I can't remember exact wording obviously

 

[CptObvious]

Originally posted by: yourdeardaniel

Originally posted by: CptObvious
I have a restriction like that on my BofA account. If I use more than 1 teller transaction per billing cycle, I get a $3 service charge per visit. I've been meaning to switch banks for the longest time but been too lazy to do it.

does all BoA have that restriction? i thought teller transactions were free.

I'm not sure if they do now, I originally opened my account about 7 years ago with another bank, but since then there were 2 mergers.

 

[PurdueRy]

I am going to go in and close out my account(first try to get a refund of course) I will update the thread with the results.

BTW should I request to speak to a manager....or someone similar?

 

[chuckywang]

Where's the pic?

 

[PurdueRy]

Originally posted by: rleemhui
Heres a copy of my chat with them


HERE(edited for confidentiality)

 

[intogamer]

ghey :

bank of america FTW?

 

[franksta]

Originally posted by: rleemhui
BTW should I request to speak to a manager....or someone similar?

I would. I don't think the regular tellers would have the authority to refund the money and close the account.

 

[PurdueRy]

Originally posted by: intogamer
ghey :

bank of america FTW?

Nope Like I said, local only bank

 

[Baked]

If you got the $$$ get yourself a BofA Platinum acct. If you're poor, open an acct. at Washington Mutual.

 

[BornStar]

First off, this isn't a bank, it's a credit union. Second off, they do disclose this information to you when you sign up for an account. I have had an account with them for 5 years. You should have known better. This isn't their fault.

 

[PurdueRy]

Originally posted by: BornStar18
First off, this isn't a bank, it's a credit union. Second off, they do disclose this information to you when you sign up for an account. I have had an account with them for 5 years. You should have known better. This isn't their fault.

I am glad you remember all the finer details of what they do and do not charge for. I however, have 3 banks and have come to expect to not be charged to deposit a check. Hell, I have deposited checks from a different credit union to this one, and I was not charged anything for doing that....I think that is crap.

Enjoy staying with this bank

 

[BornStar]

Originally posted by: rleemhui

Originally posted by: BornStar18
First off, this isn't a bank, it's a credit union. Second off, they do disclose this information to you when you sign up for an account. I have had an account with them for 5 years. You should have known better. This isn't their fault.

I am glad you remember all the finer details of what they do and do not charge for. I however, have 3 banks and have come to expect to not be charged to deposit a check. Hell, I have deposited checks from a different credit union to this one, and I was not charged anything for doing that....I think that is crap.

Enjoy staying with this bank

I really don't see how this is their fault. And for the last time, THIS IS NOT A BANK. There are tons of banks in the greater Lafayette area that would love your patronage so why not go there?

 

[PurdueRy]

Originally posted by: BornStar18

Originally posted by: rleemhui

Originally posted by: BornStar18
First off, this isn't a bank, it's a credit union. Second off, they do disclose this information to you when you sign up for an account. I have had an account with them for 5 years. You should have known better. This isn't their fault.

I am glad you remember all the finer details of what they do and do not charge for. I however, have 3 banks and have come to expect to not be charged to deposit a check. Hell, I have deposited checks from a different credit union to this one, and I was not charged anything for doing that....I think that is crap.

Enjoy staying with this bank

I really don't see how this is their fault. And for the last time, THIS IS NOT A BANK. There are tons of banks in the greater Lafayette area that would love your patronage so why not go there?

Ok, its not a bank, its a credit union, I still don't expect to be charged to deposit money into my account.

As said in the original post, I am going to cancel my account and go somewhere else that doesn't charge to deposit money into my account. I think fee's charged should always be told to the member before it is done in a situation like this. I don't use this bank all summer so it is not easy to remember all the fine print specified when I signed up 3 years ago....

 

[PurdueRy]

I closed out my account with them today. Wrote some nice comments on the reasons why I was closing the account.

They gave me a check, and surprise, they told me I would not be charged to cash this check in the branch....that makes sense, now that I am not a account holder, don't charge me.

Backwards logic if you ask me...

 

[globalcitizen]

Good thing I use BankOne. PEFCU suxors

 

[BrianH1]

I use Wachovia free student checking, no fees just FREE.

 

[TwinkleToes77]

When I had my account with First Union they charged $8 if you went and did anything at the teller.. but it was a 1 time charge for the month.. so once you do it once you might as well do it a few times for that month.

 

[PurdueRy]

Originally posted by: globalcitizen
Good thing I use BankOne. PEFCU suxors

do you know if they have any bonuses going on right now? Sometimes the offer free $$ and such

 

[AznAnarchy99]

LOL this reminds me of that one washington mutual commercial where the guy charges the lady for a converstation fee.

 

[jadinolf]

Originally posted by: destined
thats gay. move to citibank. they are good peoples

90 bucks?

Heck, stick it in your sock. No fees at all.