I hate my bank

[globalcitizen]

Originally posted by: PurdueRy

Originally posted by: globalcitizen
Good thing I use BankOne. PEFCU suxors

do you know if they have any bonuses going on right now? Sometimes the offer free $$ and such

You are probably too late for that. They had pizza vouchers and stuff opening week. But they are great guys. I have online banking setup so that I never have to do any tracking at all.

You can check it out. Small red brick building as you go down Chauncey just after Von's. You prb have seen it.

 

[keeleysam]

Originally posted by: PurdueRy

Originally posted by: globalcitizen
Good thing I use BankOne. PEFCU suxors

do you know if they have any bonuses going on right now? Sometimes the offer free $$ and such

They gave me a free iPod a couple months ago for opening a Direct Deposit account.

 

[MommysLittleMonster]

Originally posted by: PurdueRy
So I wake up this morning and I notice I was charged a $6.00 "Classic member activation fee". I was like....wtf...I only have $90 in this account and they charged me $6 of it. So I go and talk with the people at the bank. Turns out that anything I do at the BANK ITSELF, I get charged a "activity" fee. I don't get charged with any online transfers or anything...

I have never heard of a bank charging $6 to deposit a $90 check!

This is my local bank at school. Most of my money(thank god) is not at this bank.

Heres a copy of my chat with them


UPDATE 1: HERE

UPDATE 2: I am going to close my account with them and try to get my money back. But who knows, I might get charged for closing my account....or maybe even walking into the bank.

Every bank charges fees. EVERY BANK! Financial Institutions thrive on fee and service charges revenue. MOst of the banks apply it in methods the customer will not be aware of. None the less, it is a business, and they must earn fee revenue. You should have checked the the fee's that the bank charges when you initially opened the account and I hope you do that when you open an account at another bank.

 

[Oakenfold]

Look into joining a local Credit Union.
Unless you like paying higher fees, higher interest rates on loans, lower rates for your deposits....
Credit Unions typically have lower fees, lower interest rates on loans, and higher rates for your deposits..Why? Because they are NON-Profit and member owned. Not share holder owned like banks!

 

[Quasmo]

Originally posted by: Oakenfold
Look into joining a local Credit Union.
Unless you like paying higher fees, higher interest rates on loans, lower rates for your deposits....
Credit Unions typically have lower fees, lower interest rates on loans, and higher rates for your deposits..Why? Because they are NON-Profit and member owned. Not share holder owned like banks!

HOORAY!! I:heart:Credit Unions

I love mine, been with them since I was about 13, I'm 21 now.

 

[PurdueRy]

Originally posted by: globalcitizen

Originally posted by: PurdueRy

Originally posted by: globalcitizen
Good thing I use BankOne. PEFCU suxors

do you know if they have any bonuses going on right now? Sometimes the offer free $$ and such

You are probably too late for that. They had pizza vouchers and stuff opening week. But they are great guys. I have online banking setup so that I never have to do any tracking at all.

You can check it out. Small red brick building as you go down Chauncey just after Von's. You prb have seen it.

yeah I know where it is. I will probably go there this weekend.

 

[PurdueRy]

Originally posted by: jadinolf

Originally posted by: destined
thats gay. move to citibank. they are good peoples

90 bucks?

Heck, stick it in your sock. No fees at all.

That was just one check, and my money is all in a different account which I had opened this summer, I had no yet transferred the funds. Now, I won't be transferring them to PEFCU

 

[Platypus]

Hey fellow Purdue student, I HATE Pefcu as well

 

[PurdueRy]

Originally posted by: MommysLittleMonster

Originally posted by: PurdueRy
So I wake up this morning and I notice I was charged a $6.00 "Classic member activation fee". I was like....wtf...I only have $90 in this account and they charged me $6 of it. So I go and talk with the people at the bank. Turns out that anything I do at the BANK ITSELF, I get charged a "activity" fee. I don't get charged with any online transfers or anything...

I have never heard of a bank charging $6 to deposit a $90 check!

This is my local bank at school. Most of my money(thank god) is not at this bank.

Heres a copy of my chat with them


UPDATE 1: HERE

UPDATE 2: I am going to close my account with them and try to get my money back. But who knows, I might get charged for closing my account....or maybe even walking into the bank.

Every bank charges fees. EVERY BANK! Financial Institutions thrive on fee and service charges revenue. MOst of the banks apply it in methods the customer will not be aware of. None the less, it is a business, and they must earn fee revenue. You should have checked the the fee's that the bank charges when you initially opened the account and I hope you do that when you open an account at another bank.

No bank I have ever used has charged me to simply deposit a check. Fees on loans...sure....buisness accounts...sure...but to deposit a $90 into a savings account? Bull

 

[PurdueRy]

Originally posted by: CorporateRecreation
Hey fellow Purdue student, I HATE Pefcu as well

HOORAY for PEFCU hate! I just wish there was a few more options close to campus

 

[LikeLinus]

Originally posted by: CptObvious
I have a restriction like that on my BofA account. If I use more than 1 teller transaction per billing cycle, I get a $3 service charge per visit. I've been meaning to switch banks for the longest time but been too lazy to do it.

Odd, I've never heard of such a thing. I opened my BOA checking account in Jan and have used the tellers several times within one month. I've never been charged a "service fee" for any of these transactions.


Their webpage says - "Unlimited teller service" for basic checking.

ATMs & Banking Centers
No fee access to more than 5,800 Banking Centers coast-to-coast
No fee access to more than 16,700 ATMs nationwide
No fee access to more than 30,000 Global ATM Alliance ATMs around the world


I think you were charged for something else.

 

[TitanDiddly]

BOA > *

 

[Platypus]

Originally posted by: PurdueRy

Originally posted by: CorporateRecreation
Hey fellow Purdue student, I HATE Pefcu as well

HOORAY for PEFCU hate! I just wish there was a few more options close to campus

Bank One man, right near chauncey.