How can you guys bad mouth cops? They are doing their jobs, protecting you from your own stupidity. They go out every day trying to keep you safe and putting their life on the line. You're just making it harder for them to do their jobs by not wearing a seatbelt when they could be out stopping an armed robbery, etc. Put the damn seatbelt on and quit complaining. Try a ride along with a cop one day and see the crap they have to put up with. The only time they get to interact with the public is when someone has done something wrong, of course they are in a bad mood. And having to deal with someone not wearing a seatbelt just makes it worse because he could out driving around your neighborhood, preventing your house from being broken into.
You are not the only one that is effected by not wearing a seatbelt. After you get into that accident where a seatbelt would have helped out, you have the paramedics out there working to save your life, you have doctors and nurses at the hospital, you have the police out there directing traffic, etc. Your accident and your injury just put a strain on a whole bunch of people that have better things to be doing than taking care of you because you chose to not perform a simple action that could have let you walk away from that accident. It causes the insurance company to pay out a whole lot more money. Rates are high because the insurance company knows that there are a few dummies out there that don't wear seatbelts. I get to help pay for part of that accident, your $100/month certainly ain't gunna pay that $10,000 hospital bill.
I think the message should have read, "I'm stupid. I don't wear my seatbelt and I got taught a lesson. Now I'm smart. Now I'll wear my seatbelt."