i'd take it
and assuming i could get $8500 trade in on my salvaged 2001 nissan altima (probably since blue book is $14k and this works fine, just salvaged title from insurance scam)
i'd buy a 2003 nissan 350z for $26500 or whatever its gonna cost. i figure after tax i'll have like $400 left of my $20k. so i'll get a 15" LCD monitor with that, and a new pair of $100 nike's for basketball.