How would you invest $300,000?

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Farang

Lifer
Jul 7, 2003
10,913
3
0
Originally posted by: Duddy
Originally posted by: oldsmoboat
Originally posted by: Duddy
Originally posted by: Farang
PM me, I have some good opportunities for you

srlsy?
A fool and his money...


:laugh:

:p

I was hoping he some ideas about investing in a chain of Middle Eastern restaurants in Georgia.

:) I understand why you'd be skeptical, I just can't air the opportunities in public. There are plenty of safeguards/reliability whatnot involved, this isn't some nigerian deal. Looking at 8%+ returns with high liquidity over the next 5 years
 

TehMac

Diamond Member
Aug 18, 2006
9,976
3
71
Originally posted by: Farang

:) I understand why you'd be skeptical, I just can't air the opportunities in public. There are plenty of safeguards/reliability whatnot involved, this isn't some nigerian deal. Looking at 8%+ returns with high liquidity over the next 5 years

Ponzy scheme?
 

Miramonti

Lifer
Aug 26, 2000
28,653
100
106
Originally posted by: TehMac
Originally posted by: Farang

:) I understand why you'd be skeptical, I just can't air the opportunities in public. There are plenty of safeguards/reliability whatnot involved, this isn't some nigerian deal. Looking at 8%+ returns with high liquidity over the next 5 years

Ponzy scheme?

I'm finding Ponzy scheme's a lot harder to run these days. I used to offer 11%, now I'm down to 7-9% as well with a more constricted subscription base. :p
 

Fox5

Diamond Member
Jan 31, 2005
5,957
7
81
Buy stock in a company that's down, but unlikely to fail and utterly essential to the future of the world.

I'd say buy Intel for instance. Their stock is at a historically low point (or close enough), they're too big to fail, still doing rather well among the big tech companies, and are bound to come back someday. Maybe not in the next couple of years, but eventually. They may still have a bit more room to drop though, depending on how the beginning of this year goes for them. Still, I'd say it's a safe bet, at worst, you don't lose anything in the long run, and at best you could probably quadruple your money. (assuming you outpace the devaluation of the US dollar)
 

FelixDeCat

Lifer
Aug 4, 2000
30,970
2,675
126
50% long QQQQ
50% short QQQQ

Sell covered puts / calls, use proceeds to pay bills

-or-

Just buy come tax free munis and eat bologne sandwiches forever in your $300 /month apartment on the bad side of town.

-or-

Run for a state government office and do nothing but collect your salary after you win. In your free time keep tabs on potential rivals and secretly smear their reps so they wont run against you in the future. :evil:
 

Sukhoi

Elite Member
Dec 5, 1999
15,346
106
106
Originally posted by: jagec
Originally posted by: Fox5
they're too big to fail,

So, how's that Enron/Worldcom/Bear Stearns/WaMu/Fannie Mae stock working out for you?

Those companies are different IMHO. They all did stuff that any number of companies can do. Intel does stuff that only Intel (or AMD) can do. It's a much different market than money management or long distance phone or mortgages.
 

SonicIce

Diamond Member
Apr 12, 2004
4,771
0
76
The title said INVEST and everyone says how they're going to sqander it away :p. With that kind of initial amount and a decent intrest rate, you could be seriously rich if you put it in a long term investment for like 30 years. I am no expert on investing but if you deposit $300,000 and have a 6.5% intrest rate compounded monthly, in 30 years you will have $2 millon. Early retirement?
 

randay

Lifer
May 30, 2006
11,018
216
106
Originally posted by: SonicIce
The title said INVEST and everyone says how they're going to sqander it away :p. With that kind of initial amount and a decent intrest rate, you could be seriously rich if you put it in a long term investment for like 30 years. I am no expert on investing but if you deposit $300,000 and have a 6.5% intrest rate compounded monthly, in 30 years you will have $2 millon. Early retirement?

6.5%? yeah... sure.
 

Red Squirrel

No Lifer
May 24, 2003
70,507
13,766
126
www.anyf.ca
Buy a house, cash. Then I'd have maybe 100k left, and just put it in a high interest savings. Maybe some stocks in Ford, Gm and Chrysler just because I can.
 

Miramonti

Lifer
Aug 26, 2000
28,653
100
106
Originally posted by: FelixDeKat
50% long QQQQ
50% short QQQQ

Sell covered puts / calls, use proceeds to pay bills
If you have a short call position with long stock, AND a covered short put position with short stock against it, the long and short stock cancels itself out and you're just short the options. ;)

I think you might mean sell call spreads and sell put spreads if you want to to have limited risk but still take advantage of shorting option premium. :)
 

FelixDeCat

Lifer
Aug 4, 2000
30,970
2,675
126
Originally posted by: jjsole
Originally posted by: FelixDeKat
50% long QQQQ
50% short QQQQ

Sell covered puts / calls, use proceeds to pay bills
If you have a short call position with long stock, AND a covered short put position with short stock against it, the long and short stock cancels itself out and you're just short the options. ;)

I think you might mean sell call spreads and sell put spreads if you want to to have limited risk but still take advantage of shorting option premium. :)

I know about spreads (shorting the higher premium, buying the cheaper for insurance and keeping the difference on expiration), but I dont use them. I just always keep the underlying for insurance and thats it.
 

JDub02

Diamond Member
Sep 27, 2002
6,209
1
0
Originally posted by: JS80
Short gold.

Cash is king during deflation.

except with all of the greenbacks that the fed is printing, we're in for some serious inflation soon.
 

PingSpike

Lifer
Feb 25, 2004
21,758
602
126
Originally posted by: SonicIce
The title said INVEST and everyone says how they're going to sqander it away :p. With that kind of initial amount and a decent intrest rate, you could be seriously rich if you put it in a long term investment for like 30 years. I am no expert on investing but if you deposit $300,000 and have a 6.5% intrest rate compounded monthly, in 30 years you will have $2 millon. Early retirement?

Let me know where I can find a bank that pays 6.5% interest on cash.