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How would car insurance work? ..., say in NY

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haha, no minivan here man, and mikemike thats fatal rate.. which sure is scary but i meant in the usual crashes, mugs damn right im 19 and want to drive a sports car, but i dont sell drugs as u think so i doubt i can afford to pay the ridiculous insurance
 
Don't assume a Civic will have cheap insurance. Civics are routinely one of the most ripped off vehicles in the US. Would be a lot cheaper than any sports car though.
 
ok so thinking wisely what would be the best bang for the buck car? would it be a ford since its within usa? would it be toyota/honda since the japan peeps produce massive amounts?
 
Firstly, buy something you can afford to pay 100% down for. in other words, don't finance. This way you don't need comp or collision. Buying a car straight up like that at 19 probably guarantees you'll be buying a car that's not worth comp or collision anyhow. If you own your car, and you just have liability at the lowest allowable limits, you'll save a LOT right there.

A four-door econobox would probably be your best bet.
 
ok so in other words if i buy a car i should pay it right there? and whats comp/collision? i know what collision means but dont get in the way your using it..
 
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