yeah that's my choice too, S&P almost always outperforms any other index
although you say mutuals are good i still say they are crap, those guys on TV saying buy this buy that THOSE ARE THE GUYS HANDLING YOUR MONEY. they don't always do good but you still need to pay the 3% or whatever to let them hold it. in general most mutual funds are just scams but a few actualy make money. i know Maryl Lynch was in the news like a few years ago for scamming people hard core in terms of charging brutal rates and not doin worth a crap in return
although you say mutuals are good i still say they are crap, those guys on TV saying buy this buy that THOSE ARE THE GUYS HANDLING YOUR MONEY. they don't always do good but you still need to pay the 3% or whatever to let them hold it. in general most mutual funds are just scams but a few actualy make money. i know Maryl Lynch was in the news like a few years ago for scamming people hard core in terms of charging brutal rates and not doin worth a crap in return