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How to find good credit card

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alfa147x

alfa147x

Lifer
Anyone have any tips?

Situation:
Need another card
Current card balance on Banana Republic Visa: $0

I realized last week I should have more than one credit card. I maxed out it's $4600 limit due to a business purchase that was just payed off.



Anyone have any suggestions?
I normally don't carry a balance so a card with rewards and no fee would be ideal.

Thanks!
 
Chase Amazon Visa if you buy much from Amazon -- 3% back on Amazon purchases (including Child's Play gifts 😉 ) , 1% on everything else, take rewards as Amazon GCs or as credit towards your balance.
 
I have found that CEO's and CFO's have pretty good cards. At least there is plenty of balance left on them when I steal them.
 
Do NOT apply for a card while your current card is maxed out, wait until you get it paid down.

Find cards from major issuers that interest you (0% intro APR, cash back rewards, card design, sign up bonus) and make a list. Major issuers are ones like Citi, Bank of America, Chase, and Discover. Once you found ones you like, fire off all the applications the same day within a small window of time. When they see credit inquiries they are hesitant to extend credit, so if you apply for multiple cards (different issuers) at once they won't know it. You should be able to get quite a few cards and really grow your credit line.
 
HendrixFan said:
Do NOT apply for a card while your current card is maxed out, wait until you get it paid down.

Find cards from major issuers that interest you (0% intro APR, cash back rewards, card design, sign up bonus) and make a list. Major issuers are ones like Citi, Bank of America, Chase, and Discover. Once you found ones you like, fire off all the applications the same day within a small window of time. When they see credit inquiries they are hesitant to extend credit, so if you apply for multiple cards (different issuers) at once they won't know it. You should be able to get quite a few cards and really grow your credit line.
Click to expand...

Well my current balance is $0 I bought some stuff last week and it was maxed out till I could transfer money to pay it off


Thanks guys for the help
 
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