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How to afford a car?

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Zenmervolt

Elite member
Oct 22, 2000
24,514
44
91
How much are the repairs costing you? A car that's only 9-10 years old should not be costing much more than $150/month in repairs. Good luck financing a decent used car for that price. Even if you find one, any used car at that price will have its own repair needs.

ZV
 

saahmed

Golden Member
Oct 5, 2005
1,388
1
0
Get a car on lease. New Honda Civic coupe is only $180 per month. Its a pretty nice car.
 

Pathogen03

Golden Member
May 16, 2004
1,056
0
0
Originally posted by: Zenmervolt
How much are the repairs costing you? A car that's only 9-10 years old should not be costing much more than $150/month in repairs. Good luck financing a decent used car for that price. Even if you find one, any used car at that price will have its own repair needs.

ZV

Well the intake manifold for the radiator cracked... $1200 repair. Thats the latest one. The window also needs $350 to replace the actuator motor or something, not to mention the ABS system is dead, and needs disconnecting for safety reasons.
 

BD2003

Lifer
Oct 9, 1999
16,815
1
81
My suggestion to you is to take out a student loan, and use that to buy a car for more money. Dont think you can buy a car with over 100,000 miles and not have put a few K into it sooner or later. Such a car does not exist.
 

Pliablemoose

Lifer
Oct 11, 1999
25,195
0
56
Originally posted by: archcommus
Originally posted by: Pliablemoose
You're a college student, get the GM fixed.
A Grand Marquis isn't a GM...

Grand Maruqis

Start actually using up your cars now, buy used for the rest of your life, retire a millionaire.

or Plan B, take out a car note now, and owe on a car for the rest of your life. You're in college, do the math.
 

dxkj

Lifer
Feb 17, 2001
11,772
2
81
Originally posted by: Pliablemoose
Originally posted by: archcommus
Originally posted by: Pliablemoose
You're a college student, get the GM fixed.
A Grand Marquis isn't a GM...

Grand Maruqis

Start actually using up your cars now, buy used for the rest of your life, retire a millionaire.

or Plan B, take out a car note now, and owe on a car for the rest of your life. You're in college, do the math.

Used up 1 car, bought new, will run it for 10 years (and know the background of the car from mile 10 now)

Used up another car, bought new, will run IT for 10-15 years (and know the background again)

After 1 year both cars were blue booked at the value i paid after TTL because of good negotiating..


I bounced around through 4 randomly unreliable cars from age 16-22... then bought a new car. work is an 85 mile drive each way once a week, and 20 mile round trip 2-3 days a week. Wife drives 35 miles each way 5 times a week. Some people are willing to sacrafice $$ for reliability, and the cars we purchased i will feel safer in, in the future, even when they get to be 10 years old because i know the maintenance records and how well they've been taken care of (lowering the chance of major problems, or major UNEXPECTED problems)

30k/10 years = 3k a year = 250 a month for 2 cars, and the first 4 years the one is warrantied, the first 5-10 years the other is warrantied... depending on mileage. Overall I think it was a wise decision, but of course... only time will tell. It might be 10k to step up from a used 6k car to a nice new 16k car that is really fun/comfortable to drive, not the worst step.... but if your someone who will trade in that car in a year and step up to a 40k car just because you can afford it.... then you will be living from car note to car note

my advice is, while in college, however, to buy a 500-1k beater, when it has a major problem ditch it, when it has a bunch of minor problems, fugging fix the brakes, flat, or learn to fix it yourself... a window actuator 350?? for wtf? leave that damn window rolled up, your a college student, deal with it.... stop looking for excuses to to ditch your car, and wait until it stops running :)

 

Pathogen03

Golden Member
May 16, 2004
1,056
0
0
Originally posted by: dxkj
Originally posted by: Pliablemoose
Originally posted by: archcommus
Originally posted by: Pliablemoose
You're a college student, get the GM fixed.
A Grand Marquis isn't a GM...

Grand Maruqis

Start actually using up your cars now, buy used for the rest of your life, retire a millionaire.

or Plan B, take out a car note now, and owe on a car for the rest of your life. You're in college, do the math.

Used up 1 car, bought new, will run it for 10 years (and know the background of the car from mile 10 now)

Used up another car, bought new, will run IT for 10-15 years (and know the background again)

After 1 year both cars were blue booked at the value i paid after TTL because of good negotiating..


I bounced around through 4 randomly unreliable cars from age 16-22... then bought a new car. work is an 85 mile drive each way once a week, and 20 mile round trip 2-3 days a week. Wife drives 35 miles each way 5 times a week. Some people are willing to sacrafice $$ for reliability, and the cars we purchased i will feel safer in, in the future, even when they get to be 10 years old because i know the maintenance records and how well they've been taken care of (lowering the chance of major problems, or major UNEXPECTED problems)

30k/10 years = 3k a year = 250 a month for 2 cars, and the first 4 years the one is warrantied, the first 5-10 years the other is warrantied... depending on mileage. Overall I think it was a wise decision, but of course... only time will tell. It might be 10k to step up from a used 6k car to a nice new 16k car that is really fun/comfortable to drive, not the worst step.... but if your someone who will trade in that car in a year and step up to a 40k car just because you can afford it.... then you will be living from car note to car note

my advice is, while in college, however, to buy a 500-1k beater, when it has a major problem ditch it, when it has a bunch of minor problems, fugging fix the brakes, flat, or learn to fix it yourself... a window actuator 350?? for wtf? leave that damn window rolled up, your a college student, deal with it.... stop looking for excuses to to ditch your car, and wait until it stops running :)



I am running this one into the ground :p the ABS used to engage randomly while braking (dry, even from 2 miles per hour GENTLE BRAKING), now it doesnt engage at all. Radiator repair for $1200.

about the window, I do pull it up physically as high as it goes, but it slides back down to about 1/4-1/5th open, so when it rains, it rains into my passenger seat. Last week I drove to work with a pile of snow sitting in the car next to me.

Problem is, I need some plan for what happens when it finally dies. in the past 6 months its allready cost me a broken radiator and has a broken window motor... The thing is SCARY to drive in wet or icy weather, I hydroplane constantly at 20-30 miles per hour, and if its on the slightest bit of ice in the parking lot, I have to work for an hour to get it out of the parking spot without it sliding and smashing into the cars on either side. Im sick of this car.
 

Pathogen03

Golden Member
May 16, 2004
1,056
0
0
Originally posted by: mugs
ask sonz70?

why when someone mentions a lack of money are they automatically referred to sonz70?

and I would love another job in the 40-60 hour range.. except the max attainable with classes concurrently is probably about 40 hours.
 

HarvInSTL

Banned
Oct 17, 2005
426
0
0
my advice is, while in college, however, to buy a 500-1k beater, when it has a major problem ditch it, when it has a bunch of minor problems, fugging fix the brakes, flat, or learn to fix it yourself... a window actuator 350?? for wtf? leave that damn window rolled up, your a college student, deal with it.... stop looking for excuses to to ditch your car, and wait until it stops running :)

I agree 100%. You best option is to find a cheap used car and before you buy it, take it to get a MVI (Motor Vehicle Inspection). I'm sure it will be the best $10 or so bucks you can spend. Well short of that stripper at the...err... wrong story.

Nonetheless either learn to fix it your damn self(buy a damn haynes or chilton) or keep depending on other people (us, your parents, your wife, boyfriend,etc) to fix your problems.

Your Best Freakin' Friend!

Hmm $1300, buy it and stop looking for an excuse to put yourself in debt with a car loan.

Or even better yet, $1400!
 

dxkj

Lifer
Feb 17, 2001
11,772
2
81
Originally posted by: Pathogen03
Originally posted by: dxkj
Originally posted by: Pliablemoose
Originally posted by: archcommus
Originally posted by: Pliablemoose
You're a college student, get the GM fixed.
A Grand Marquis isn't a GM...

Grand Maruqis

Start actually using up your cars now, buy used for the rest of your life, retire a millionaire.

or Plan B, take out a car note now, and owe on a car for the rest of your life. You're in college, do the math.

Used up 1 car, bought new, will run it for 10 years (and know the background of the car from mile 10 now)

Used up another car, bought new, will run IT for 10-15 years (and know the background again)

After 1 year both cars were blue booked at the value i paid after TTL because of good negotiating..


I bounced around through 4 randomly unreliable cars from age 16-22... then bought a new car. work is an 85 mile drive each way once a week, and 20 mile round trip 2-3 days a week. Wife drives 35 miles each way 5 times a week. Some people are willing to sacrafice $$ for reliability, and the cars we purchased i will feel safer in, in the future, even when they get to be 10 years old because i know the maintenance records and how well they've been taken care of (lowering the chance of major problems, or major UNEXPECTED problems)

30k/10 years = 3k a year = 250 a month for 2 cars, and the first 4 years the one is warrantied, the first 5-10 years the other is warrantied... depending on mileage. Overall I think it was a wise decision, but of course... only time will tell. It might be 10k to step up from a used 6k car to a nice new 16k car that is really fun/comfortable to drive, not the worst step.... but if your someone who will trade in that car in a year and step up to a 40k car just because you can afford it.... then you will be living from car note to car note

my advice is, while in college, however, to buy a 500-1k beater, when it has a major problem ditch it, when it has a bunch of minor problems, fugging fix the brakes, flat, or learn to fix it yourself... a window actuator 350?? for wtf? leave that damn window rolled up, your a college student, deal with it.... stop looking for excuses to to ditch your car, and wait until it stops running :)



I am running this one into the ground :p the ABS used to engage randomly while braking (dry, even from 2 miles per hour GENTLE BRAKING), now it doesnt engage at all. Radiator repair for $1200.

about the window, I do pull it up physically as high as it goes, but it slides back down to about 1/4-1/5th open, so when it rains, it rains into my passenger seat. Last week I drove to work with a pile of snow sitting in the car next to me.

Problem is, I need some plan for what happens when it finally dies. in the past 6 months its allready cost me a broken radiator and has a broken window motor... The thing is SCARY to drive in wet or icy weather, I hydroplane constantly at 20-30 miles per hour, and if its on the slightest bit of ice in the parking lot, I have to work for an hour to get it out of the parking spot without it sliding and smashing into the cars on either side. Im sick of this car.

If its slipping and sliding it sounds like tires....

If you are having trouble with the ABS just disconnect it and learn how to drive like a normal person used to :)

Window wont stay up?wedge it up, tape it up. Duct Tape is your friend in an old car.

It still drives, keep driving it.. :)

When it is completely dead, find a used car for $500-1000, you have that much saved up. I recently sold an old beater of my wives that was spray painted, had a window broken out, and had 86k miles.... it was good for city driving, but i didnt trust it on the highway. Lots of recent repairs... sold it to the garbageman for $150 or something... im sure he will get 1 month out of it, if not 6

 

mugs

Lifer
Apr 29, 2003
48,920
46
91
Originally posted by: Pathogen03
why when someone mentions a lack of money are they automatically referred to sonz70?

and I would love another job in the 40-60 hour range.. except the max attainable with classes concurrently is probably about 40 hours.

He knows how to make a lot of money fast. ;)

I'm confused, you say you're currently off for the summer, but your profile says you live in Maryland. :confused:

If you're not willing or able to sell your body the way sonz70 does, you could always sell plasma. I hear it hurts, but you get a decent amount of money for your time.

You might make more money doing manual labor, but the schedule might not be as flexible as retail. I used to make $21.50 an hour installing custom closet organization systems (like California Closets).
 

dxkj

Lifer
Feb 17, 2001
11,772
2
81
1984 ford tempo, $500, lasted 50k miles with no major repairs
1988 honda civic, $750, lasted 80k miles no major repairs, had a few qwirks but got 40+ mpg on highway
1991 Cavalier, $1000, lasted 40k but 4 years, mostly city driving several long trips, no major problems until brakes lines completely rusted out and blew, and same with tailpipe, couldnt get it repaired for any decent amount and had money finally
1990 Cutlass Sierra, wife bought 2k, lasted 4 years 60k miles, ~ 1500 in repairs, finally gave up on it when we both moved too far from our work/school to trust it


look for 1 owner or 2 owner cars, old people rock!
 

Pathogen03

Golden Member
May 16, 2004
1,056
0
0
The ABS is essentially disconnected. :p

cant really tape it up, I tried, but it slid back down over time with driving, and blocked the right side view mirror, which I dont want to do, and can get pulled over for. :p

I need a car that can handle daily driving to class/work, and fairly frequent 350 mile trips down the east coast. :)

blood/plasma/semen is a good income supplement, but isnt exactly going to get me a car, and my question isnt "how can I get money fast", its "where can I get cars cheap?" :p
 

Pathogen03

Golden Member
May 16, 2004
1,056
0
0
Not sure where I said im off for the summer, must be getting old...

Im off for winter break, untill January 16th.

I would love to work construction or something, to make the 16-20 an hour, and have long hours... that would be ideal.


I guess im asking--


Does getting a company to fund your car in return for advertising space work,

and/or

do police auctions work well, and are there any good online databases of them?
 

mugs

Lifer
Apr 29, 2003
48,920
46
91
Originally posted by: Pathogen03

Does getting a company to fund your car in return for advertising space work,

It can, but they probably won't cover the full cost, and they require you to drive a certain number of miles per month, a requirement that you most likely would not meet. They also require you to drive a nice new car, so when you add up all that it'll cost you, it's not in your best interest to try it (assuming you would get accepted, which isn't guranteed).

do police auctions work well, and are there any good online databases of them?

I don't think you'll find many spectacular deals at auctions, too many people know about them. You'll probably find plenty of websites willing to sell you info about auctions, I'm not sure how reliable that info is.