1) $200/month on food is quite a bit if you know how to do it. That's something like $6.45 a day. That's quite enough for me. Eat a couple frozen pizzas ($3), a sandwich($0.80), crackers and cheese($1.00?), and a bowl of cereal($0.50)? That's probably more than what I'll eat in a day, but that's still under budget. I actually agree that you can eat for under $200 a month, but that's seriously what you eat every day?
2) a) I plan on getting a good job, not just any job. Then plan on paying a contribution for insurance. Pretty much every job, even the very good ones, are requiring considerable employee contributions into the medical plan. A good jobs you contribute less, but you still have to pay each month. If you get sick, you'll pay even more..
b) Uh, no. That's stupid. I can get dental cleanings for less than $250/yr. Local community colleges make you pay very little for that in comparison to businesses and do a good job from what I understand. From what you understand? Have you done this before or are you just going off some random thing you've read? Also, what happens when you need something more than a cleaning?
c) LOL WORTHLESS
d) Man, you are getting desperaaate So protecting all your stuff and providing yourself with help during emergencies is desperate? I don't think you really understand what happens when something goes REALLY bad. Then again, you may not own anything worth protecting and are willing to crawl back to mom and dad if something happens to your apartment.
3) Things like those could be included in the food category but sometimes I might go over budget then. Although, I must say, I don't need any kitchen utensils or replacements. I do burn through my fair share of paper towels though. That's like $5 every 6 weeks though? Add up the miscelaneous stuff, it will get higher than you think, unless you live like a hobo
4) Included with rent. Yes, but didn't you say you share a bathroom? Exactly how small of a place is this that you rent for $400?
5) Assuming I needed a bus pass. I can always bike if not walk. I do have legs and I can plan well. With how much you complain about things, I don't predict that biking or walking will last long. Especially because the rent within biking or walking distance to the places you claim will hire you will be outside of your $400/month price range
6) $25/month for me. That's how much I pay now. I could get it to be even less if I got my neighbors to pitch in and we just shared it. This one I agree with, if you can accept it being a bit slower you can get by.
7) You don't budget misc entertainment. That's part of the money left over. 😛
8) I pay $0/month now. In the future, at most I'll pay $35/month.
9) Uh-huh Aaaand further proof you don't understand things that can pop up and cost you large amounts of money.
10) They won't be a large expense because I am not a sugar daddy. To get a date, I'm pretty sure you'd have to be.
The $60k figure is the low to average figure someone put here that I just went with. $48k after taxes. $9600 after 80% savings. You keep on throwing out this $60k number. You're being pretty optimistic. You've given no proof that you are actually worth that. It's pretty likely that you'll be much much lower than that, even if you do ok in school
And, of course, I'd probably save six months of income before doing retirement. It's more than likely that I will come out of school with NO DEBT. Not because of anything you did though, it's pretty easy to get through school without debt when the government pays your way.
Discussion Zen 5 Speculation (EPYC Turin and Strix Point/Granite Ridge - Ryzen 9000)
Discussion Intel current and future Lakes & Rapids thread
